Why would you write them? I thought the new product is bs and they issue few of the ailments they say they will . Are you saying they take oxygen and Chf ? I don't write them . In the biggest fe Facebook groups I rarely see agents mention them
Top 5 Final Expense Insurance Companies Offering the Lowest Rates in 2025...
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FETalk
Super Genius
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I know, I was just little curious; you never know when there might be a new company and/or product to hit the market.
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Combined just started with brokers. But it's not priced well at all.
I picked them up. I don't know if I will ever use them. But I have them.
- 5,254
how bad are the rates with Cincinnati Equitable?
- 19,835
They aren't terrible. But they aren't good either.
They are going to be $2-3/mo higher than SBLI.
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Did you mean Combined?
- 5,254
No, I meant Cincinnati Equitable, sorry about that
- 6,063
I don't sell the "lowest" rates. I sell what Carrier the prospect best qualifies for that I have in my bucket. 2nd qualifier is what is easiest method to write said Carrier . . .
- 6,063
They are mid-road pricing. Better than AmAm and a few others.
No H/W chart. No PHI. Instant Decision.
Easy eApp.
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I don't think AmAm is a poorly priced as Combined. But if they are then they are terrible too.
And Combined doesn't allow replacements. Not really an issue at those prices. That would be like LH saying they don't allow replacements.
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