Trump’s DOJ Takes Surprising Stance on Agent and Broker Payments in MA

[Newby]

You know if you think about it, what would be wrong with making ONE good health insurance plan for retired seniors. We call it NEW Medicare. It leaves way less co-pays and deductibles but every time you use it you have to pay something unless you are truly impoverished.
The premium would range from $50 to $1500 per month based on your income. Everyone would pay more than they currently do because we would be replacing a broken system with a better one.

No choices, no confusion, just pay your premium and you have really good coverage.

What would be wrong with that?

 

[Special Agent]

You know if you think about it, what would be wrong with making ONE good health insurance plan for retired seniors. We call it NEW Medicare. It leaves way less co-pays and deductibles but every time you use it you have to pay something unless you are truly impoverished.
The premium would range from $50 to $1500 per month based on your income. Everyone would pay more than they currently do because we would be replacing a broken system with a better one.

No choices, no confusion, just pay your premium and you have really good coverage.

What would be wrong with that?

For one thing i am getting hundreds of thousands in renewals in the old Medicare.i will pass.

 

[DonP]

For one thing i am getting hundreds of thousands in renewals in the old Medicare.i will pass.

Obviously Medicare been awesome to me . When you can make multiple 6 fig's in 7 weeks it's like crazy . That said i truly believe at the very least agent commissions and overrides will be cut big by carriers . Trump will squeeze the excesses out of Medicare . That entails hitting the agent too . Like i said i hope I'm wrong but if it happens I'll move on

 

[InsuranceGuy29]

You know if you think about it, what would be wrong with making ONE good health insurance plan for retired seniors. We call it NEW Medicare. It leaves way less co-pays and deductibles but every time you use it you have to pay something unless you are truly impoverished.
The premium would range from $50 to $1500 per month based on your income. Everyone would pay more than they currently do because we would be replacing a broken system with a better one.

No choices, no confusion, just pay your premium and you have really good coverage.

What would be wrong with that?

Respectfully disagree with this. There is absolutely nothing broken about Medicare. People have two options, and they are good options. Standardizing things for a huge population that has very different wants and needs is not a good thing.

People can lean into plans that they benefit more from based upon their owns needs with MA. If they want a standardized option, there is Medigap. No need to go reinventing the wheel and causing chaos and confusion.

Over 55% of Medicare beneficiaries are on Medicare Advantage (and growing), and the average satisfaction rate is anywhere from 87-92%, according to the government Medicare handbook.

 

[InsuranceGuy29]

So this was all made-up bullshit…

The sky is always falling with you liberals....you circle jerk each other, jump to conclusions based upon EXTREMELY limited information, and then what you say is gonna happen never happens.

Then you don't speak on it again, and then you move onto another topic and do the same thing, ad nauseam. Mark my words, this is not gonna play out negatively for brokers how you think it is.

You all just have extreme TDS and therefore will say anything to paint what's going on as bad. The few liberals here are like the Reddit of the insurance forums.

Trump already just cut funding for government navigators, from 100 million to 10 million. They are competition for brokers. He is a businessman that is for private businesses and small business owners like us.

 

[sshafran]

You know if you think about it, what would be wrong with making ONE good health insurance plan for retired seniors. We call it NEW Medicare. It leaves way less co-pays and deductibles but every time you use it you have to pay something unless you are truly impoverished.
The premium would range from $50 to $1500 per month based on your income. Everyone would pay more than they currently do because we would be replacing a broken system with a better one.

No choices, no confusion, just pay your premium and you have really good coverage.

What would be wrong with that?

One of the true benefits of the MA system is that people can pick a plan that emphasizes a specific benefit.

- Joe can get the Anthem plan with $0 copay on Jardiance. Does he get $3,000 in dental benefits? No. But, his concern is jardiance.

- Nancy can get a $10 specialist copay from Humana, and more importantly $10 for PT. She'll spend a little more on her Rx's but with 2 PT sessions weekly, the low PT copay is ideal.

The system as-is is not bad

Now, I would be 100% in favor of more cost for the consumer for the plan. Higher Part B. Or some sort of extra MAPD fee to offset the extra cost to the taxpayers.

 

[toolbelt]

He is a businessman that is for businesses and small business owners like us.

I've got some Swampland to sell ya.

 

[straightnochaser]

I've got some Swampland to sell ya.

Dudes really drank the kool-aid.

 

[rmhaire]

I've got some Swampland to sell ya.

Really?

You sure they have swamplands in Canada?

 

[rmhaire]

Dudes really drank the kool-aid.