I am a captive agent planning to go Indy soon. Have e&o now through my company and/or b/d. I assume that will end when I leave and I will need to get my own. Question: once I pick my personal e&o carrier and apply, what is typical turn around time? How long would I need to wait before I have the coverage, and can write for those carriers that require it? I'm looking to focus on life insurance, and I am in Illinois. Thanks!