UHC On-Exchange for 2015

[TxOnline]

UHC will use several different networks for 2015.
On-Exchange:
Most states will use the Compass Network.

The Compass Network has:
- No out-of-network benefits
- No Specialist benefits without a referral
- PCP required

More info here:
Brainshark

...

 

[kgmom219]

Well..that's kinda right.

Compass is the HMO network in multiple states.

It Texas, we are using Choice for a second option. Choice is a PPO EXCEPT there is no OON.

Some states are using Compass and Choice, Choice Plus, Navigate or Navigate Plus. Its very state specific.

 

[TxOnline]

Just tryin' to help everyone here (since I was not posting to the Texas forum).

Actually, my post was exactly right (for this forum).

 

[kgmom219]

Just tryin' to help everyone here (since I was not posting to the Texas forum).

Actually, my post was exactly right (for this forum).

Maybe I read it wrong. I took it as "only" Compass was being offered on exchange. And all the UHC webinars were specific that there was a second option available if Compass was being offered.

 

[jemelton]

What network and commm are they going to pay in Indiana?

 

[AllenChicago]

What network and commission are they going to pay in Indiana?

10/24/2014

For the 2015 UHC/GR commissions go to this thread:
http://www.insurance-forums.net/for...orum/golden-rule-2015-commissions-t69662.html


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On the subject of UHC and their foray into the 2015 Marketplaces, I find this interesting...

"But even if UnitedHealth and other publicly traded insurers are successful at securing a larger footprint in the exchanges, that will represent a small amount of their overall business. An analysis by Barclays found that if UnitedHealth attracts 10% of exchange customers in the 24 states where it plans to compete and that business turns a 3% profit, it would boost earnings per share by only 2%."

Article: Big insurers expand exchange participation for 2015 | Modern Healthcare
ac

 

[somarco]

Few "national" carriers, other than perhaps BX, are committed to the IFP business long term. It was marginally profitable in the past and even less so now.

Most carriers have diversified their business model to the point where very little of it is risk based.

 

[TxOnline]

Just found this online while searching for a new FPL chart to tack on my wall:
http://thebrokerageinc.com/files/Broker-Guide-2015.pdf

Includes UHC info for 2015 that I didn't know yet.

Especially:
You need to add your FFM ID into E-Store
Enter it at:
- My Account
- Broker Info

 

[kgmom219]

Great link. Thanks!

Is it just me or are we getting killed on 2nd year commission from everyone except BCBS?

 

[somarco]

are we getting killed on 2nd year commission from everyone

Renewal commissions are thing of the past. Everyone can move every year (and probably should).

While everyone is looking at the plans for those in the cheap seats, the Gold and Platinum plans will probably see more shake up than the Silver, Bronze and Tin plans.