gaggrouper
New Member
- 1
I kitesurf and I am wondering about buying an umbrella policy.
Questions:
1) Do I need to disclose the hobby on my application?
2) Am I covered for the medical costs of the injured bystander?
3) Am I covered for the court costs of the injured bystander suing me?
4) Am I covered for a possibly lawsuit(attorney fees and judgement)?
5) If I chopped off a guys leg somehow, what am I looking at...just a deductible payment, possibly two deductibles due to two claims(medical and then court costs), etc?
Thanks,
GG
Questions:
1) Do I need to disclose the hobby on my application?
2) Am I covered for the medical costs of the injured bystander?
3) Am I covered for the court costs of the injured bystander suing me?
4) Am I covered for a possibly lawsuit(attorney fees and judgement)?
5) If I chopped off a guys leg somehow, what am I looking at...just a deductible payment, possibly two deductibles due to two claims(medical and then court costs), etc?
Thanks,
GG