- 120
$10,000 worth of coverage. Must be whole life. she's 34 years old female. Non tobacco but she has multiple sclerosis not confined to a wheelchair but has one.
Underwriting help. 34 f nt ms Tennessee
- Thread starter ncaggie
- Start date
- 4,688
Sr Life Ins. Co.: $10k with $20k acc. death is $57.44 (guarantee issue..no health questions). She also gets her casket, vault, and monument locked in at $3500 for the rest of her life, no matter how long she lives with the bundled "Legacy-Assurance" membership.
This Legacy-Assurance membership ALSO covers up to 4 additional family members even though these family members do not get a policy with Sr Life, allowing them to also get their casket, vault, and monument locked in at $3500. How strong is that as a closing tool?
- 3,764
10K thru Columbian guaranteed issue is about $37 per month. Could get Accidental death for $50K or $100K for maybe $10 more per month thru additional carriers.
Then I'd look at what Greg posted about Senior LIfe as an option
Then I'd look at what Greg posted about Senior LIfe as an option
sleavitt
Expert
Assurity doesn't ask about MS. 15.87 gets her 10K
- 29,488
What age was she diagnosed with MS?
- 3,764
Interesting. So they won't ask about it on phone interview? Just curious, not trying to argue.
- 3,764
not sure why Assurity would care of the age of insured, with MS. I just always assumed they'd be graded or declined
sleavitt
Expert
Assurity mandates a phone interview for 60+. I haven't had a single person under 50 get a call yet.
- 3,764
Wow! I've had clients age 20 get mandatory phone interviews
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