ACA client was on the marketplace for past 2 years.
A few months ago receives notice that CMS is reporting to the marketplace of active Medicare coverage. Marketplace is terming policy.
Part A is showing active from 2011.
Part B shows ending 2013.
Client, years ago, received SSDI, and was automatically enrolled into Medicare in 2011. They went back to work in 2013. SSDI stopped. Part B ended (apparently due to LOP--he found out now). Client had employer coverage for years those years 2013-2021. 2021 Client stops working as disability progresses. Seeks coverage on the Marketplace in 2022.
Fast forward to 2024. Client officially goes back on SSDI 04/2024. No backdating.
Part A is (and apparently has been) showing active and therefore cannot get Marketplace coverage. HOWEVER, they are advising they must wait 24 months now to be eligible for Part B. According to SS, the client cannot cancel Part A because it's premium free.
It seems to be one of those odd scenarios where these rules are actually preventing someone from getting coverage. What I don't understand is how someone can maintain Part A after 13+ years while not collecting SSDI for 11 of those years.
A few months ago receives notice that CMS is reporting to the marketplace of active Medicare coverage. Marketplace is terming policy.
Part A is showing active from 2011.
Part B shows ending 2013.
Client, years ago, received SSDI, and was automatically enrolled into Medicare in 2011. They went back to work in 2013. SSDI stopped. Part B ended (apparently due to LOP--he found out now). Client had employer coverage for years those years 2013-2021. 2021 Client stops working as disability progresses. Seeks coverage on the Marketplace in 2022.
Fast forward to 2024. Client officially goes back on SSDI 04/2024. No backdating.
Part A is (and apparently has been) showing active and therefore cannot get Marketplace coverage. HOWEVER, they are advising they must wait 24 months now to be eligible for Part B. According to SS, the client cannot cancel Part A because it's premium free.
It seems to be one of those odd scenarios where these rules are actually preventing someone from getting coverage. What I don't understand is how someone can maintain Part A after 13+ years while not collecting SSDI for 11 of those years.
