Yeah the person who told me about getting billed for chargebacks, also told indirectly about vector hits. That’s why carriers will request to see your credit history, because a vector hit can actually show up in it, and they want not necessarily check if you pay you bills on time but more so, if you have had any companies “vector” you.
No, a Vector check and a credit check are two different things. Vector is strictly for insurance reporting, nothing to do with credit. Vector One is the name of the company.