United of Omaha

[backinthesaddle]

They're graded plan killed me today . 61f tob. 7000 21$ per month. 69 m. nt 10 k 66 per. mo. He has bad liver she copd smoker. could not come close.

 

[Rearden]

What's a "bad liver?"

You can get Day 1 100% coverage with Monumental for your smoking granny.

 

[backinthesaddle]

transplant on near horizon. What is the rate for monumental Reardon?

 

[Rearden]

Someone will chime in with an accurate quote.

I would think $30, no more than $35/month for your granny at Standard.

Obviously sell the immediacy of the death benefit versus granny rolling the dice with UoO.

 

[HoosierLife]

61f smoker $7K is $42.07. UoO really is ridiculous.

 

[backinthesaddle]

Is there anyone that can get the contract for them?

 

[HoosierLife]

Is there anyone that can get the contract for them?

I am contracted with them. But they only offer this through their mailers, not to Indy agents.

 

[jdeasy]

They're graded plan killed me today . 61f tob. 7000 21$ per month. 69 m. nt 10 k 66 per. mo. He has bad liver she copd smoker. could not come close.

If they have to have GI then MoO is not going to be beat. Only thing close is Vantis. You cannot contract for MoO but you can write Vantis. Look for 360 here at the forums for Vantis.

I don't write either. I refer those people to MoO or an agent that writes Vantis.

 

[backinthesaddle]

Thanks for your help gentlemen!

 

[LonghornMark]

What about UHL for guaranteed issue? They seem to be my only fallback for GI.