O
oicu812nbama
Guest
anyone have success with doing this?
How can you do this without proper information?
What lines are you talking about?
Homeowners is probably the easiest one to do, you can get all the info online nowadays.
Auto would be tough without a pre-fill server. I have one through my captive agency and its great but don't know how much they cost on the open market.
Commercial you can get away with a few things such as habitation but it would be tough to guess BPP without ever being in the place or seeing there dec's.
Homeowners is probably the easiest one to do, you can get all the info online nowadays.
Auto would be tough without a pre-fill server. I have one through my captive agency and its great but don't know how much they cost on the open market.
Commercial you can get away with a few things such as habitation but it would be tough to guess BPP without ever being in the place or seeing there dec's.
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O
oicu812nbama
Guest
it's all possible. (commercial you need to know if its building and contents or just contents) jus wonderin if it was worth the time/expense.
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dates of birth is public info as well
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dates of birth is public info as well
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Its possible, it works, its a decent marketing plan.
Keep in mind, the goal is to get your phone to ring, then convert them. The goal is NOT to send them a fully underwritten quote, and as such, you need to put this disclaimer on the quote.
The goal of the unsolicited quote is to convert the marketing of 'Save $400 a year' to more of a real number for the client to sink their teeth into. 'Insure your 2005 Honda Civic for $89 a month' personalizes it a lot more and makes them think you have more specific info (and you do).
That said, some states are much easier than other states when you do this. You have to pick reasonable defaults. You actually want the quote to be 'reasonable', or you'll never convert them.
Clients demanding the quote price? Some do. You won't close those, unless the quote price is way low. I usually leave a discount or 2 off, to give me some wiggle room.
And yes, homes are much easier than auto, since its usually okay to think no-losses, where auto it may not be as reasonable.
Dan
Keep in mind, the goal is to get your phone to ring, then convert them. The goal is NOT to send them a fully underwritten quote, and as such, you need to put this disclaimer on the quote.
The goal of the unsolicited quote is to convert the marketing of 'Save $400 a year' to more of a real number for the client to sink their teeth into. 'Insure your 2005 Honda Civic for $89 a month' personalizes it a lot more and makes them think you have more specific info (and you do).
That said, some states are much easier than other states when you do this. You have to pick reasonable defaults. You actually want the quote to be 'reasonable', or you'll never convert them.
Clients demanding the quote price? Some do. You won't close those, unless the quote price is way low. I usually leave a discount or 2 off, to give me some wiggle room.
And yes, homes are much easier than auto, since its usually okay to think no-losses, where auto it may not be as reasonable.
Dan
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O
oicu812nbama
Guest
thanks for the advice djs.
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I do that as a cross selling tool. I send all my P&C clients a term life quote twice a year.
