Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
Why do you say this?
If you were to separate the insurance and investment component, you would likely find better products for each component. IMO, there's too much intermingling of insurance cost/charges, and fund expenses, it's hard to tell how each "side" is doing, and heaven forbid you ever have to compare a variable life product against another variable life product. I've always said it's the worst of both worlds.
Is your statement really that universal life stinks, or specifically that variable life stinks? Your original comment mentioned variable, the comments here are basically the same with any universal life policy.
NHS,
There are so many uses for permanent insurance where term is not even an option....especially in estate planning.
Gotta agree with Zwiepak.... I'm really am amused at the number of agents (particularly life agents) that simply will not let go of the "permanent" life argument... even though there isn't a financial planner around that would back-them up.... unless you've ..................... maxed out your retirement plans and have millions in assets.
Of course, I bow to those that only work in that high-faluting(sp?) market.
A sale - how quickly can you separate some fool from his money!!!!