What Carriers Should I Approach for This FE Case

[iiinycboi]

I do not have any FE carriers, all my other carriers require a 100k min.

the case is

25k-30k coverage
12/20/1935 male

what carriers have this for around 60-120/mth?

thanks

Also very new to FE selling but this client requested FE and just want something cheap

 

[lqdirect01]

How does their health look and what state?

 

[TDFnCali]

I do not have any FE carriers, all my other carriers require a 100k min.

the case is

25k-30k coverage
12/20/1935 male

what carriers have this for around 60-120/mth?

thanks

Also very new to FE selling but this client requested FE and just want something cheap

Best case scenario is RNA, if hes relatively healthy & non smoker....u cant get 25-30k for your price range for a 76yr old male. But for just under $125, u could get him $12,000, thats plenty to cover final expenses. Forester's is about $4 cheaper too!

 

[Rearden]

Need more health information first.

 

[JustinSane]

Need more health information first.

I agree. At 76, he could be healthy, or quite the opposite of such.

Oxford Life is another carrier in the ballpark as well.

It also depends on the applicant's state of residence, in regards to available carriers.

 

[iiinycboi]

hes pretty healthy i would say standard, and non smoker in new york state
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i have forester maybe i will approach them

 

[JimmyUt]

hes pretty healthy i would say standard, and non smoker in new york state
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i have forester maybe i will approach them

$120 will not buy the coverage he is looking for on a FE plan. I sold a 75 yr old lady yesterday and she was $141 for 20k. If he is healthy you might want to look at Royal Neighbors essential life product to get the coverage you are looking for anywhere near that price.

 

[BenS]

Depending on whether whole life is important or not, you could look into GUL

 

[360]

In NY Foresters is your best bet.

 

[jdeasy]

I do not have any FE carriers, all my other carriers require a 100k min.

the case is

25k-30k coverage
12/20/1935 male

what carriers have this for around 60-120/mth?

thanks

Also very new to FE selling but this client requested FE and just want something cheap

Best deal out there for whole life is RNA's fully underwritten. $25000 face would cost him $150/mo. It's a $25000 minimum, so no gettting the premium down into his range.