What Carries to Pick for Fe and Leads

Lots and lots of low income people on the net looking for $10,000 in coverage. Just because they generally won't have a computer shouldn't stop you in your quest. I've been told be reliable sources that 90% of all FE is sold online. Rick
90% of the FE leads are sold online I think you might be working in Siberia it sounds retarded to me
 
90% of the FE leads are sold online I think you might be working in Siberia it sounds retarded to me

Think you need to read what he said again.. He didn't say anything about the leads being sold online.. He said 90% of all Final Expense (coverage) was sold online.. He was being facetious as almost everyone knows that not to be true.. We all know that 90% of all FE is sold over the telephone by guys and gals dressed in their underwear.. :D
 
Zanetti, everyone is giving you crap because you are coming on here as the 1-millionth agent that has a pre-conceived plan of how they are going to sell insurance. Rather than read the forum an learn how agents who are already successfully doing it.

You selected a couple of the least useful FE companies. You are focusing on the least likely lead source to start with. You obviously don't have an up line guiding you at all. And when posters really did tryto point out your errors, you aren't humble and ready to learn, you argue with them.

If you really want to learn to sell FE the right way and make money you need to start by selecting a good FE up line to teach you all this stuff and get you higher commissions with the right companies and the right leads.

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First i have only gotten a response that my carrier's are the least useful. I haven't seen anyone writing why? In what factors are you basing you evaluation of my carriers?Are they not competitive? Clearly i dont have a great upline. That's why i am seeking help in the forum.
 
Zanetti, everyone is giving you crap because you are coming on here as the 1-millionth agent that has a pre-conceived plan of how they are going to sell insurance. Rather than read the forum an learn how agents who are already successfully doing it.

You selected a couple of the least useful FE companies. You are focusing on the least likely lead source to start with. You obviously don't have an up line guiding you at all. And when posters really did tryto point out your errors, you aren't humble and ready to learn, you argue with them.

If you really want to learn to sell FE the right way and make money you need to start by selecting a good FE up line to teach you all this stuff and get you higher commissions with the right companies and the right leads.

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First i have only gotten a response that my carrier's are the least useful. I haven't seen anyone writing why? In what factors are you basing you evaluation of my carriers?Are they not competitive? Clearly i dont have a great upline. That's why i am seeking help in the forum.

Yea, you are pretty much on your own now pal.:yes:
 

Zanetti should offer up an Act of Contrition and clean the slate and start over. He's Italian so he should know all about this.

I haven't done anything wrong. You guys giving me crap.Ill give it back. I am not on my own. There are people that are willing to help.
 
I haven't done anything wrong. You guys giving me crap.Ill give it back. I am not on my own. There are people that are willing to help.

My 1st comment basically said internet leads for FE don't work yet you refuse to believe that.

You don't want help, you want people to agree with you.

If there was a good internet lead source and you weren't acting like a dick, we might have helped. But regardless of your attitude, what you are looking for doesn't exist.

Hope that helps but I'm sure it won't.

Rick
 
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First i have only gotten a response that my carrier's are the least useful. I haven't seen anyone writing why? In what factors are you basing you evaluation of my carriers?Are they not competitive? Clearly i dont have a great upline. That's why i am seeking help in the forum.

Dude first off...settle down and don't take things so personal you'll live longer. You mentioned you don't have a very good upline. That should be the first clue - get a new upline!

If you don't want to or can't get a new upline and you know they are not very helpful then do some research. All of the questions you have asked have been answered on his forum so many times I've lost count. Just search for the threads before ask your questions.

That being said...the carriers you choose are just okay. What you'll find working the FE market is that every carrier is a little different; each one of their apps looks back on health conditions differently.

For example UHL won't give a preferred rate with a person on disability income under 65 others carrier wont care. Trans hates people with heart conditions RNA is better this. The list goes on....

As for internet leads and FE...I wouldn't waste your time. Out of my last 100 FE clients, only a handful have a computer. If you don't want to use direct mail don't. Find an MGA who can offer you some ideas on how to prospect FE without DM. That means a new upline.
 
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