marketpantry
New Member
- 13
I know what the literal term means, but what do i need to declare to insurance companies?
What Classifies As a Pre Existing Condition?
- Thread starter marketpantry
- Start date
- 10,275
Just answer the questions exactly as they are asked and you will have no problems.
Insurance companies structure the Pre-Ex around three specific issues; the amount of time in the past they will consider for the pre-ex, the amount of time going forward that you have the restriction, and the amount willing to pay.
Example would be; 1) a pre-existing condition is defined something that you had an expense/consultation, or a prudent person would have sought, in the past 12 months. 2) carrier will (not pay/pay only certain amount) towards that pre-ex. 3) Until covered for (12 months) a certain time.
Does this answer your question?
Example would be; 1) a pre-existing condition is defined something that you had an expense/consultation, or a prudent person would have sought, in the past 12 months. 2) carrier will (not pay/pay only certain amount) towards that pre-ex. 3) Until covered for (12 months) a certain time.
Does this answer your question?
- 7,790
Just be truthful in your answers, otherwise they will come back to bite you in the ass!
G
Guest
Guest
Technically, isnt a pre-existing condition, something you have been DX'd with?
- 3,384
No. It includes the "prudent person" rule.
Any condition for which a prudent person would or should have sought medical advice, even if the person in question did not.
