- 7,012
Looking like Ameritas and Manhattan have good plans.
Just looking to see what plans independent agents have and why.
Just looking to see what plans independent agents have and why.
What dental plan do you have?
- Thread starter HoosierLife
- Start date
- Thread starter
- #3
- 7,012
I hear ya. But I've got 2 little kids. Wife's Cobra ran out. Gotta get something. She like clean teeth or something!
If you are buying it because of kids in the household the drawback with Manahattan is it does not pay or orthodontic care.. Other than that it is a decent plan.
- 6,965
If you go aca health ins route, you can also check out aca dental plans for your state.
The following comment is not a recommendation to buy Delta, rather it is a caution.
As you move away from Delta for dental insurance, it is important to check provider networks. (At least that is my experience in KS.)
Networks were a specific factor in a discussion regarding Ameritas and CUL a couple of years back on the site here.
An Ohio agent was looking at going back to selling Ameritas because he believed it was a better value for the consumer than CUL and he believe the Ohio provider networks were pretty good. A Florida agent said the Ameritas networks there were pretty limited.
Also, in regard to the orthodontic comment, while I have not looked specifically for that, I think you will find that most dental carriers will charge more for their plan option(s) that include orthodontic coverage.
The following comment is not a recommendation to buy Delta, rather it is a caution.
As you move away from Delta for dental insurance, it is important to check provider networks. (At least that is my experience in KS.)
Networks were a specific factor in a discussion regarding Ameritas and CUL a couple of years back on the site here.
An Ohio agent was looking at going back to selling Ameritas because he believed it was a better value for the consumer than CUL and he believe the Ohio provider networks were pretty good. A Florida agent said the Ameritas networks there were pretty limited.
Also, in regard to the orthodontic comment, while I have not looked specifically for that, I think you will find that most dental carriers will charge more for their plan option(s) that include orthodontic coverage.
- 30,259
- Thread starter
- #9
- 7,012
Well orthodontic care is going to come up I imagine...
- 17,040
Just sell yourself an RNA policy. The dental discount on their fraternal benefits is just about as good. Dental insurance is mostly for suckers.
