What dental plan do you have?

[LostDollar]

Why do you carry both?

Actually, I think that may be your fault (seriously).

 

[LostDollar]

Dental insurance is mostly for suckers.

Re for suckers.

I think that may depend on a combination of the state of your teeth, the nature and cost of the dental insurance, and whether or not you view dental insurance as having a risk component.

Most of the discussions of dental insurance I have seen here seem to suggest that dental insurance is a failure if it's cost is not completely recovered in services during the course of a year. (I may not be interpreting comments I have read correctly.) It seems to me that view ignores the idea of insurance covering risk.

 

[HoosierLife]

Just sell yourself an RNA policy. The dental discount on their fraternal benefits is just about as good. Dental insurance is mostly for suckers.

I don't think I even need to sell myself a policy. I think we're all members by being agents.

 

[Chazm]

Why do you carry both?

i are not smart

 

[Newby]

I don't think I even need to sell myself a policy. I think we're all members by being agents.

that's right. That Carrington discount plan that we get with that is actually pretty good. I was filling in expensive medication one time at the pharmacy and my health insurance card that I pay a whole lot of money for gets the price down a little less than half of what the full retail was. And then I pull out that little Royal Neighbors card and I said if I didn't have any insurance at all but I had this card see what I would pay and he got the price down almost the same as my insurance did which of course I get that card free in my insurance I pay around $1800 a month for.

 

[Rearden]

My dental plan:

-Brush teeth twice a day.
-Floss teeth twice a day.
-Don't smoke.
-Limited drinking.
-Limited sugar intake.
-Virtually no sugar drinks.
-Wear mouth guard while training jiu-jitsu.

 

[rousemark]

My dental plan:

-Brush teeth twice a day.
-Floss teeth twice a day.
-Don't smoke.
-Limited drinking.
-Limited sugar intake.
-Virtually no sugar drinks.
-Wear mouth guard while training jiu-jitsu.

No mouth guard while roughhousing with the kids??

 

[mplsmm]

5 kids...our dental plan is well worth it. That is 14 cleanings a year! We have 2 in braces and we will max out ortho for sure, I have MetLife. I am not sure if you can get it if you aren't in a group? Its dirt cheap though.

 

[HoosierLife]

5 kids...our dental plan is well worth it. That is 14 cleanings a year! We have 2 in braces and we will max out ortho for sure, I have MetLife. I am not sure if you can get it if you aren't in a group? Its dirt cheap though.

Well that's no help

 

[goillini52]

Well that's no help

NAPA has Met Life Dental. They have a PPO and a HMO. This is all they have on their site. You'd have to call if you want more info.

MetLife Dental Insurance - NAPA Member Benefit