What is Your Favorite EIA?

I liked the American General Vision Maximizer until the most recent rate changes. The monthly avg. was an uncapped strategy with 100% participation and only a 3% spread. Unfortunately the spread was increased to 8% and is not nearly as attractive anymore. F&G's Prosperity Elite series has very competitive caps, good bonuses, income and DB riders, and nice comp levels. The downside is that they are B++ rated.
The GA Safe Return with the Income Sustainer rider has been popular lately too.
 
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