What would you advise this guy to do?

[Frank Stastny]

He has kept his drug coverage because he feels "warm and fuzzy" with it. If you try to talk him out of it he may not perceive that you are trying to help him, only trying to make more commission.

Present him with the best info you have available, be sure to let him know that each company has a formulary that can change at any time and do not "help him make the decision". Let him draw his own conclusions.

One cannot speculate what may happen in the future with any degree of accuracy. Give him the facts as they exist today and let him make that decision.

Personally, if he asked for my recommendation, I would tell him to keep the drug coverage he has if he is fairly confident that the company isn't going to terminate the coverage in the near future.