What's the differences between modified premium and graded policies?

:laugh::laugh:... you guys almost made it to the second page before running off the rails.

You drove from modified life insurance right in to sexually deviant behavior.

This reminds me of the days when I first came to the forum. Did a lot of head scratching by the time I got to the end of a thread in those days, always wondering how in the world did it get to here??:err:

Now... most of the time I don't even realize it's happened. :wacko:
 
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