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First, all emergencies are covered out of network as long as they are billed as such.So what do agents do for clients that are concerned for out of state emergencies, because they travel for buis
What is they break a leg out of state?
What do you say to them
I am getting this a lot, and I really don't sell much ACA I am mostly Medicare
Great idea!What Jim said. Plus add an accident or hospital plan to help with network issue
I sell a lot of them with hsa plans which will be important in 2026 with 400% cliff coming back, and help reduce clawbacks and may be tax deductible premiumGreat idea!
An interesting thing I'm monitoring . Back in early 2020 when everything shut down I first took out aca . I stopped working like most . I put like $20 k estimated income for 2020 as nobody knew the future . I've not changed my silver plan nor touched my income since . Even though my premium $120 a month I pay the $900 a month clawback in estimated tax payments . I still get the awesome cost sharing so it's worth it . They've never make me adjust my income . I'm wondering if in 2026 they change that?I sell a lot of them with hsa plans which will be important in 2026 with 400% cliff coming back, and help reduce clawbacks and may be tax deductible premium