Which is most cost-effective, Dental Insurance or Dental Discount Program?

[Chazm]

Continental life is better IMO.

Aetna? I may not show the best but I prefer to show the simplest.
I like to send a brochure and be done with it. I'm not wasting an hour to explain a plan and have to run quotes for dental.

 

[Medicare bro]

Aetna? I may not show the best but I prefer to show the simplest.
I like to send a brochure and be done with it. I'm not wasting an hour to explain a plan and have to run quotes for dental.

You should check it out. The plans are pretty good. They also go up to $4000

 

[Chazm]

You should check it out. The plans are pretty good. They also go up to $4000

I've seen it. The reasons I listed is why I don't sell it. Manhattan life goes to $5k. NCD goes to 10k but I have the same issues with quoting and looking up plan info. Manhattan life is much easier. One brochure and that's it. They have their quote and easy plan info right there.

You can't do that with Aetna

 

[AllThingsMedicare]

To LostDollar

PM sounds good to me. Yes what's the downside?

You said...
Two things.
First, I am NOT an expert on dental plans. I am a consumer of dental insurance with a focus on coverage I personally need focused on restoration of damaged teeth.

I reply...
I don't care I'm interested in consumers' experience in selecting insurance or saving plan to get financial help for dental disease. How can I help them get best value? If they had $$$ they would already have it.

You said...
Second, before I try to work out a short answer to your question, would you tell me why it sounds good to you.

I reply...
What? Physicians Mutual? Why? It checks all the boxes with exception of kinda high premium of $56, no max, no wait, no deductible, large network.
So what's the downside besides what's the cost -sharing and may not be affordable for my clients. I like the rest.
My personal plan I've had 45 yrs as employee/retiree cost $85 for couple (MetLife), low deductible and $2500 max. I never had to shop, I just keep it because I can afford it. Like ALL insurance I own, I hope I never need it.