threekings
New Member
Do I need both a Life and Health license or just "Life" to sell Final Expense?
Thanks in advance.
Thanks in advance.
Which Licenses Do I Need To Sell Final Expense
- Thread starter threekings
- Start date
- 7,790
Re: Final Expense
Life will do it inasmuch as FE policies are life insurance and not health imsurance.
Life will do it inasmuch as FE policies are life insurance and not health imsurance.
- Thread starter
- #3
threekings
New Member
Re: Final Expense
That's what I thought - much appreciated.
That's what I thought - much appreciated.
- 2,103
Re: Final Expense
Some states do not seperate the two- I think, I dunno. Around here, everyone just gets a L&H- it seems. I may be wrong. Would not be the first time.
Some states do not seperate the two- I think, I dunno. Around here, everyone just gets a L&H- it seems. I may be wrong. Would not be the first time.
- Thread starter
- #5
threekings
New Member
- 2,103
Looking at my state of TX website, it does still seperate them as well. The same fee and same continuing ed hours, though, are required for either L&H or Life only. So I cannot see a benefit to Life only, unless you never plan on selling any health products at all.
gmhopks
Expert
Kansas separates both.
Your best bet is to contact your state's DOI (dept. of insurance).
Your best bet is to contact your state's DOI (dept. of insurance).
- 7,790
The OP has stated already that his state (NV) does separate both licenses. However, as has been mentioned here, for the amount of study involved it seems that taking the Health Exam, too, is plausible in case health insurance survives.
- 17,063
In Indiana they require a fishing license to sell FE.
Sorry, they don't issue new fishing licenses until November 2019.
Sorry, they don't issue new fishing licenses until November 2019.
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