The longer you stay in this business, the luckier you will get.
I got a call today from a client I have bunch of insurance with; she asked for my help face-to-face to do some service work. I intended to door knock some direct mail leads, but decided to drop everything, drive 90 minutes out of my way to help her, as I know if I keep her satisfied, she'd probably buy more.
Sure enough, I got ink on a significant size application.
My point in mentioning this is that I've discovered, much like John, Travis, and others, if you fight tooth and nail to survive in this business, you kinda-sorta "create your own luck" with referrals and policy increases on existing customers.
I am to the point where I am writing about 4 to 5 monthly unsolicited referrals or increasing coverage on existing customers. Admittedly, this kind of stuff has saved my arse on several occasions where I had "light" weeks and helped me turn the so-so week in production to a solid goal-achievement week of production.
You mean to say you work your current book of business? Well, I never heard of such..