Why are LTC Rates Unisex?

Dec 19, 2007

  1. JMO Fan
    Offline

    JMO Fan Guru

    Posts:
    403
    Likes Received:
    1
    Male LTC rates would be lower. It seems they would sell better. Besides tradition, does anybody know why LTC (and Med Supp) rates are unisex?
     
    JMO Fan, Dec 19, 2007
    #1
  2. GreenSky
    Offline

    GreenSky Guru

    Posts:
    15,340
    Likes Received:
    446
    State:
    Nevada
    I can only address Med Supp rates. Not every carrier has unisex rates.

    In California, Blue Cross, Blue Shield, Health Net and others are unisex. United World and Lincoln Heritage are sex based and for women I usually have a big advantage in the 70+ age range.

    Rick
     
    GreenSky, Dec 19, 2007
    #2
Loading...
Similar Threads
  1. socal401
    Replies:
    7
    Views:
    398
  2. kstein
    Replies:
    3
    Views:
    360
  3. yankee466
    Replies:
    12
    Views:
    740
  4. Heck13
    Replies:
    13
    Views:
    822
  5. alphawave2k
    Replies:
    2
    Views:
    380