2 Ischemic strokes

[SamIam]

I know I'm stretching here. I have a guy who has been a type 2 Diabetic since age 41. He is under control but has had 2 Ischemic strokes, one in 2018 and one a couple of months ago. You can't tell. He talks fine, no paralysis. He isn't looking for a final expense; he is looking for a 10-year term or GUL. He wants 500K or more, even if it's a group policy. He just bought a couple of trucks for his business, and that's the reason for it.

 

[scagnt83]

He could get GI on an exec carve out if he has 4 other high earners in the company to include in the carve-out.

With a stroke so recently, most any FU carrier will be a decline.