22 Years Old and My Ears Are Open

[pcbinsurance]

On 1/21, you wrote:

As to my success and how intelligent my plan is, you must understand that I would never lay out 100% of my story/knowledge/experience here on one thread on one website. I spread it out over many websites and I connect my own dots after reading every comment.
I've heard 'youre not on the right path' plenty of times, and I'm beginning to realize that it might be true that people are insecure to read a plan that doesn't align with their beliefs. I respect your opinion, but my plan will change the way people do business for the better. That's how I see my future.
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I'm pleased that today your plan is to link up with a tenured professional:

I really like the idea of working under someone who has 20+ years of experience in the biz. My gut feeling tells me this, and I'm following it.

 

[WinoBlues]

Your ethics do not extend to the company you are contracted with?

I don't want to sell off from this company because if I do, and then I leave.. I can't touch those customers for two years.

It looks bad too if I sell off everyone I know only to have them switch 2-5 years down the road. "oops, made a mistake, this policy/company is much better". I'm thinking of all the adults I know of and to me, this would be mistrustful to pull a move like that. It's like 'why did you sell me on the first one if you knew this second one was better?'

In the next week I will be door to door shopping with local independents in my local community. As soon as I find one I like, I will begin the switch and resign from PRI. I really like the idea of working under someone who has 20+ years of experience in the biz. My gut feeling tells me this, and I'm following it.

"I can find something wrong with any product on the planet, including the ones I presently sell, sold this week, week before, last year, year before, etc."

Yes but the difference I see is being able to sell from a list of options versus being only able to sell one product.

I understand the logic of any policy is better than no policy, but for those people I know/are close with, my reputation is also at stake along with the policy. I want to be able to defend my choices that they are the best I can do for them.
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"Also once you cut your ties to primerica is when the clock on nocompete nonsolicitation agreements start." I'm not so sure what is meant by this?

thanks for everyone's input

 

[Hoorah55]

Update March 18, 2013

Currently signed on with the Financial Planning Association at my local school, Im a part of the 2nd chapter. With my background, ill hopefully be president next semester for the 3rd chapter.

As for networking and companies. I am choosing between an internship between Principal Financial Group, Fountianhead Wealth, and Pinney Insurance Center.

Fountianhead looks like a more local independent shop with 3 locations in CA. CFPs and CPAs onboard.

Principal is by far the largest known company in this lineup. One of the leading investment companies in northern cali.

Pinney is an independent insurance company. I think pinney wins in insurance service because they serve out products from every major company I know of and then some.

I'm still choosing which company would be best. I might go for principal's internship. I have a meeting with them tomorrow.

 

[Mah]

Man you came a long way. Im in the same situation. Been assigned with Primerica since October. Sat down with 8 of my relatives and friends and got zero sale cuz the price was not reasonable. Now I'm shopping for IMO. The minute you mention Primerica, people look at you differently lol. I'm happy that you stick to your guts. Hopefully by now you found what you were looking for.

Keep us posted,
Mah

 

[pcbinsurance]

The phrase is "stick to your guns".....