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I can give you an option. There's no need to give up the securities licenses and a 65 would be a plus.. Send me a message or an email.
22 Years Old and My Ears Are Open
- Thread starter Hoorah55
- Start date
- Thread starter
- #22
Please understand I mean no disrespect, and no hard feelings when I say this, but if you are going to criticize me, use proper spelling and grammar. It truly weighs on how I subconsciously think of your intelligence.
As for Salesmanship, I would go a step further and say youtube will be better than any google search. And for action, I won't take any action until I can sell the best product (independent firm) otherwise I'd be a chump, a fake, and a fraud selling crap products when I know there's better product out there. I'll wait, and there's nothing wrong with that. My warm market is protected by good ethics, I have no fear selling to them.
As to my success and how intelligent my plan is, you must understand that I would never lay out 100% of my story/knowledge/experience here on one thread on one website. I spread it out over many websites and I connect my own dots after reading every comment.
I've heard 'youre not on the right path' plenty of times, and I'm beginning to realize that it might be true that people are insecure to read a plan that doesn't align with their beliefs. I respect your opinion, but my plan will change the way people do business for the better. That's how I see my future.
Cornelius, a 65 does seem interesting in time to me. I will message you soon
- 177
You asked people's opinions on your plan and "how you can improve." Sounds like you didn't hear what you wanted to or you're just really confused.
- Thread starter
- #24
^Theres a difference between a useless comment such as "you seem confused" and a helpful comment such as "google insurance agent".. at least the user before you was a good enough person to give me something even if it was simple
If you believe Im really confused, please, keep believing that.
This isnt a career for me, this is a part time job to a much greater plan I have, which Im not willing to share. I've had CFOs in my neighborhood approve of my gameplan, so no. Im not confused, but rather I should be inspirational to people my age to seek out and gather more education and knowledge. The opinions of others is another form of education, but useless empty criticism is just wasteful energy.
To everyone who's given a better comment than this last user, I thank you and Im grateful for your input. It has helped me. Socal401, I dare you to give me a better answer that could help any student in my position...what would you tell your nephew?
If you believe Im really confused, please, keep believing that.
This isnt a career for me, this is a part time job to a much greater plan I have, which Im not willing to share. I've had CFOs in my neighborhood approve of my gameplan, so no. Im not confused, but rather I should be inspirational to people my age to seek out and gather more education and knowledge. The opinions of others is another form of education, but useless empty criticism is just wasteful energy.
To everyone who's given a better comment than this last user, I thank you and Im grateful for your input. It has helped me. Socal401, I dare you to give me a better answer that could help any student in my position...what would you tell your nephew?
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Two points:
1. It is unethical to use an employer for knowledge and then not produce any revenue (on purpose) for that employer. You are stealing their time, money, and expertise.
2. If you are not selling because you are worried about not selling people to best product out there, please be advised that you are doing people a huge disservice. If they get die or get sick/injured, a more expensive premium product is going to do much more for them than the product you never sold them.
1. It is unethical to use an employer for knowledge and then not produce any revenue (on purpose) for that employer. You are stealing their time, money, and expertise.
2. If you are not selling because you are worried about not selling people to best product out there, please be advised that you are doing people a huge disservice. If they get die or get sick/injured, a more expensive premium product is going to do much more for them than the product you never sold them.
- 177
I would tell him to Google "Confused 22 year old insurance agent."
- 4,686
He belittled someone about their spelling yet he misspelled both lose and losing in posts 7 & 15.
I love an ambitious young business mind but this kid seemingly has a large chip on his shoulder. I'm greatly impressed that the "CFO's in his neighborhood approve of his gameplan." Perhaps they should feel threatened that his "plan will change the way people do business for the better".
I love an ambitious young business mind but this kid seemingly has a large chip on his shoulder. I'm greatly impressed that the "CFO's in his neighborhood approve of his gameplan." Perhaps they should feel threatened that his "plan will change the way people do business for the better".
- Thread starter
- #28
You see? now this is getting more fun for me because people are starting to give better criticism, now we have a conversation again.
As for my employer, I am not afraid to throw them under the bus because they lied to me as I signed up. I was sucked into a trap, which they sold policies to my family members and close relatives and now they are stuck in this policy/BS plan for 2 years. Not to mention these uplines promised me all of my family's investment money would be rolled over to me as soon as I became properly licensed. That was another empty lie, I never saw a penny of commission and I'll never see their funds under my name. I'd have lawsuits, threats, and their team of attorneys up my butt for trying to replace their policy after leaving the company..the punishment is I have to wait two years. I blindly sold them a cookie cutter policy..and investments which aren't so great. So in my mind, I have a bit of revenge to squeeze every piece of education out of this company and then leave. This experience is better than any college class I'm taking, and I have 3 state licenses too.
The 2nd statement you make Full Throttle is completely true, and no sane person could ever disagree with that. I'm not going to wait another year to sell off policies, no. Once I can join an independent company in the next 2 months ill call up everyone (I'm not sure how long a completed transfer of licenses will take, so 2 months is just a guess). Thank God and knock on wood nothing of that statement has come true yet. But, Full Throttle you are completely correct on that second point. Thank you for reminding me of the clock I am racing against should something like that happen.
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meh.. I could spell check everything in a word document before I post, you're right. I won't press any further on spelling now that you caught me.
This change I plan on bringing has a lot to do with the great book: "It's your ship" by Captain D. Michael Abrashoff. there is nothing new I'm introducing, just small ways of doing a small task more efficiently in this industry. After enough improvements and small changes of selling and doing business these inches will add up to make a significant difference which will make me unique and professional in my own way. I'm not breaking the law or rewriting rules.. Here's a very very small example (not to be taken so seriously, just a small example) would be using a mechanical lead pencil instead of a wood pencil to save time and efficiency on wasting time on having to resharpen the wood pencil.
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ohhh see I made a big error on you SoCal401, I never knew you posted this. Well, I look foolish. forgive the harshness and rudeness in my last messages because I thought your last post of
As for my employer, I am not afraid to throw them under the bus because they lied to me as I signed up. I was sucked into a trap, which they sold policies to my family members and close relatives and now they are stuck in this policy/BS plan for 2 years. Not to mention these uplines promised me all of my family's investment money would be rolled over to me as soon as I became properly licensed. That was another empty lie, I never saw a penny of commission and I'll never see their funds under my name. I'd have lawsuits, threats, and their team of attorneys up my butt for trying to replace their policy after leaving the company..the punishment is I have to wait two years. I blindly sold them a cookie cutter policy..and investments which aren't so great. So in my mind, I have a bit of revenge to squeeze every piece of education out of this company and then leave. This experience is better than any college class I'm taking, and I have 3 state licenses too.
The 2nd statement you make Full Throttle is completely true, and no sane person could ever disagree with that. I'm not going to wait another year to sell off policies, no. Once I can join an independent company in the next 2 months ill call up everyone (I'm not sure how long a completed transfer of licenses will take, so 2 months is just a guess). Thank God and knock on wood nothing of that statement has come true yet. But, Full Throttle you are completely correct on that second point. Thank you for reminding me of the clock I am racing against should something like that happen.
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meh.. I could spell check everything in a word document before I post, you're right. I won't press any further on spelling now that you caught me.
This change I plan on bringing has a lot to do with the great book: "It's your ship" by Captain D. Michael Abrashoff. there is nothing new I'm introducing, just small ways of doing a small task more efficiently in this industry. After enough improvements and small changes of selling and doing business these inches will add up to make a significant difference which will make me unique and professional in my own way. I'm not breaking the law or rewriting rules.. Here's a very very small example (not to be taken so seriously, just a small example) would be using a mechanical lead pencil instead of a wood pencil to save time and efficiency on wasting time on having to resharpen the wood pencil.
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ohhh see I made a big error on you SoCal401, I never knew you posted this. Well, I look foolish. forgive the harshness and rudeness in my last messages because I thought your last post of
was the first post you had given me and I was quite annoyed because at first glance it seemed empty to me to reply back to it. Forgive my lack of resourcefulness to read back and find that you had already given helpful input. My anger was misguided and oblivious. I apologize for sounding like a jerk..I was tired from hearing enough nay sayers on other communication outlets. In my nice voice, yes I am over analyzing everything, I tend to do that but I feel it is a great strength in the early stages of being introduced to a new community (this industry). Someone will be able to sell a product for less, yes of course, but the company I'm with right now has a solid reputation for having some high costing policies which I don't appreciate. I fear prospecting with my current mentors because they had given me empty lies and I was never given split commissions or any form of earnings for giving them my close family members as customers. Once I can find another who I can trust more, ill be more open to that idea.
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Son, you are 22 years old, and many of the posters on this forum are in their 40's and 50's. I happen to be 54 and a Mom, so here are some tips from a parent's point of view.
1. The education you remember the most is the one that came through a painful experience.
2. The education that's the best is the kind where you walk alongside an older and wiser person, really listen to their words, watch carefully their actions, and heed their advice.
3. The education that's the most profitable in the long run is the kind where you're warned, "don't do that because........", and you heed the advice thereby learning by verbal instruction rather than painful negative experience.
4. The education that's the cheapest is a degree or designations that come without experience, training from people who have incentives to misuse you, and books that claim their methods will change the world yet experienced and successful people don't agree.
It seems to me that you've already experienced one painful round of education in this industry. The older, experienced posters on this board are just trying to keep you from experiencing the next round. We're not trying to be rude. We just see a smart, ambitious 22 year old heading right into the next brick wall.
1. The education you remember the most is the one that came through a painful experience.
2. The education that's the best is the kind where you walk alongside an older and wiser person, really listen to their words, watch carefully their actions, and heed their advice.
3. The education that's the most profitable in the long run is the kind where you're warned, "don't do that because........", and you heed the advice thereby learning by verbal instruction rather than painful negative experience.
4. The education that's the cheapest is a degree or designations that come without experience, training from people who have incentives to misuse you, and books that claim their methods will change the world yet experienced and successful people don't agree.
It seems to me that you've already experienced one painful round of education in this industry. The older, experienced posters on this board are just trying to keep you from experiencing the next round. We're not trying to be rude. We just see a smart, ambitious 22 year old heading right into the next brick wall.
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If i had a nickel for every 20 something who was going to set the world on fire and upend the Financial Services business with a magic business plan I would be a very wealthy man. And I should know because I was once that 20 something. Thankfully someone took pity on me real quick and snapped me out of it. When I went in to management and training I remembered those lessons and tried to get youngsters like tour self to understand that the tried and true methods work, usually to no avail.
As for your prior firm's ethics and conduct I can guarantee you that with the smallest amount of due diligence you could have avoided being taught that lesson. In fact, based on your penchant for analysis it surprises me you were rooked. I would suggest some humility and learning from others who have been there before.
As for your prior firm's ethics and conduct I can guarantee you that with the smallest amount of due diligence you could have avoided being taught that lesson. In fact, based on your penchant for analysis it surprises me you were rooked. I would suggest some humility and learning from others who have been there before.
