401K Question

[scagnt83]

Other then the big brokerage houses being against this due to their profit margins why would an FIA with no fees be bad and not suitable for an employer plan.

Other than the liquidity being an obstacle I don't see the problem. And if the liquidity is really an issue there are products with return of premium riders available.

They are already paying 1% fees on the brokerage 401k... so why not pay the 1% fee for a liquidity rider if wanted?

The short answer is that if you have to ask. You shouldn't be selling in that market in the first place.

It was already explained in multiple posts.

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Its the equivalent of someone asking why a 15year surrender product with a Rider is not suitable for someone who's only need is accumulation.