48F + T + Emphysema + Manic Depression + Big Momma

[Mattschmidt]

Yep. Our hotel is right in the French Quarter. Waiting on everyone to get ready so we can go try to score some tickets. We think we can do better than the ones we have available.

If you guys keep winning, and face KU, stick it to them! I personally hate KU more than Senior Life

 

[TDFnCali]

UHL Deluxe ............

Only problem with UHL for this case is UHL hates (has extremely high prices) for male smokers! But if its the only imm coverage u can get, u cant be choosy!

 

[GoCubsGo]

If you guys keep winning, and face KU, stick it to them! I personally hate KU more than Senior Life

IF??? IF??? You mean WHEN. LOL
OSU will beat KU and KY will beat OSU and everyone beats Senior Life. ha

 

[WinoBlues]

If no O2 in the last 12 months United Heritage may work on graded. example of Ht & Wt limits are 5'6" max 307#s. 30/70/100

 

[Rearden]

Thanks Wino!

Any IMO recommendations?

 

[WinoBlues]

Thanks Wino!

Any IMO recommendations?

You can go direct. Email me tomorrow and I can get the number to you. They are not a price leader but have their niche. [email protected]

Lee

 

[liquidglass]

Need carrier help with this one.

Needed at least a 30/70 Graded.

Any suggestions?

Equitable should take her on a Legacy 2 (graded) due to the emphysema+tobacco

She's a project 400...

AmCon's a no go -- she also uses a nebulizer.

Anyone else got any ideas?
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Oh, hear's yet another case from a week ago.

34MT, Bi-Polar, takes insulin.

Equitable might do immediate for this one depending on meds.


Not preaching the equitable gospel or anything but since they only do MIB and give you a decision during PHI 100% of the time it's a go too for hard to place young ones. They use the same health questions ages 18-85.

 

[jmarkk1]

Try looking into Vantis or Forethought Select. The UW seems to be pretty good with both of these...

 

[Newby]

IF??? IF??? You mean WHEN. LOL
OSU will beat KU and KY will beat OSU and everyone beats Senior Life. ha

Not for diabetics in perfect health that have had no change in insulin or meds for over 10 years. That whole big group of people is WELL served by SL.

PLUS the agent doesn't even have to crank up the car to sell it to them.
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Try looking into Vantis or Forethought Select. The UW seems to be pretty good with both of these...

Pretty good? They are both completely GI.

You can put a big X over the health questions on ForeThought Select and Vantis doesn't even have health questions.

I'd say that not PRETTY good. It's as good as it gets. It's UGLY good!

 

[jmarkk1]

I just put those down because it sounds like he might have to be looking for a GI product