62 Year Old Smoker with Hepatitis B....and Other Questions

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Looking at the above mentioned subject for a FE plan and I am appointed with Foresters, Oxford Life and Liberty Bankers Life. Have run Foresters and Oxford so far and both are close to each other. Both have tobacco and non-tobacco rates, (preferred and non-preferred). Where would the hepatitis come into play? Would I have to call each company to get a more accurate quote?

On a side note, the Oxford calculator does not work with my computer, anyone know if it is not compatible with Macs?
 
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I've not seen these apps but do any the health questions allude to this condition ie liver ailment? If in doubt call underwriting, if you are honest and looking for answers they can be good allies.
 
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