74 Year Old Female $50,000 In WL

[Raider123]

Is it possible to be at under $200/month assuming health questions were okay. Client is claiming quotes in the mail say that. Of course I will read them to see if she understand them correctly.

I just know that Oxford would be just under $200 for $30,000 in coverage.
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What would Lafayette be?

 

[jdeasy]

Is it possible to be at under $200/month assuming health questions were okay. Client is claiming quotes in the mail say that. Of course I will read them to see if she understand them correctly.

I just know that Oxford would be just under $200 for $30,000 in coverage.
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What would Lafayette be?

Not possible. the best price out there for a 74 year old female non smoker $50,000 face is RNA's Essential Life at $214/mo. No other whole life will be close.

She's looking at term or UL.

 

[Raider123]

Not possible. the best price out there for a 74 year old female non smoker $50,000 face is RNA's Essential Life at $214/mo. No other whole life will be close.

She's looking at term or UL.

I quoted RNA at 195?

 

[gordon112]

It helps to know what state you are in, going to be different.

 

[jdeasy]

I quoted RNA at 195?

It's $214.67/mo for $50,000 face if she is non tobacco.
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It helps to know what state you are in, going to be different.

RNA's price is not going to be different by state. Might not be available but if it is, the price is the same.

 

[Todd King]

No, JD is correct on a 74 YO Fem/NS. 50K would be $214 with RNA.

 

[gordon112]

It's $214.67/mo for $50,000 face if she is non tobacco.
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RNA's price is not going to be different by state. Might not be available but if it is, the price is the same.

Ah, thanks JD, I didn't know.

 

[Raider123]

Sorry. I thought he was quoting $30,000. But either way I must be confusing RNA products. The one I am thinking of only goes up to a face of $25,000?

No, JD is correct on a 74 YO Fem/NS. 50K would be $214 with RNA.

 

[jdeasy]

Sorry. I thought he was quoting $30,000. But either way I must be confusing RNA products. The one I am thinking of only goes up to a face of $25,000?

I said it was the Essential Life. No limit on the face at the max. $25,000 minimum.

No one will get close to that rate. She is not looking at whole life if she has better quotes.

 

[Todd King]

Sorry. I thought he was quoting $30,000. But either way I must be confusing RNA products. The one I am thinking of only goes up to a face of $25,000?

That's the FE product. The Essential (fully underwritten), goes all the way up to....well, Donald Trump status.