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a 12-1 ratio is well above the threshold.
Yes - I will be happy with the Referral Agent sending in as little as 1 policy a month. Should be a lot more.
We project 5 or more MAPD's during OEP / AEP from each Referral Agent.
T-65 market may be more willing to discuss their Medicare needs with a Family Member or Friend.
We shall see.