AAA Guaranteed Graded

[TPAAgent]

Just lost a sale to AAA

50 year old male smoker 15k for $74 per month. I called to verify.. is correct

2 year wait... true whole life

Few little bells and whistles..

Anybody got the skinny on AAA?

 

[Todd King]

When you say, "true WL", do you mean fully underwritten? Why didn't he qualify for immediate coverage?

Monumental, although it's FE, would be $65.15 per month. That's that Standard level. That's immediate coverage. I'll be willing to bet, you could find it even cheaper.

 

[SportsNut]

Just lost a sale to AAA

50 year old male smoker 15k for $74 per month. I called to verify.. is correct

What product were you proposing as the answer for him, and why? This info will go a long way to filling in some blanks here.

While the AAA rate is fairly decent for 2 yr ROP, it by no means would be the lowest available for a 50 yr old.

 

[Agentguy5]

Dude, I got you beat...

Met with a lady with AARP TERM policy, showed her that she didn't even have a beneficiary on the Policy... Showed her how I could give her a policy that is Guaranteed Whole Life at a great price...

She showed me that she paid quarterly and wouldn't do anything for another 2 months...

I went back and she switched her old policy out, got the AARP/NYLife FE policy, showed me she got her benne taken care of, and told me she would rather pay $5 more For NY life because she trusted them/AARP and never heard of Royal Neighbors....


Dude, sometimes you just can't win...lol

 

[TPAAgent]

Dudes a walking time bomb- 4 heart attacks the last 5 years, pacemaker, COPD (knucklehead still smokes), Neuropathy , lupus, you name it dude has it...

His only chance is guaranteed

AAA rates look pretty solid to me

 

[TDFnCali]

Dudes a walking time bomb- 4 heart attacks the last 5 years, pacemaker, COPD (knucklehead still smokes), Neuropathy , lupus, you name it dude has it...

His only chance is guaranteed

AAA rates look pretty solid to me

I just checked Vantis, its just under $60...might wanna offer that if u have them!

 

[360]

Just lost a sale to AAA

50 year old male smoker 15k for $74 per month. I called to verify.. is correct

2 year wait... true whole life

Few little bells and whistles..

Anybody got the skinny on AAA?

Vantis would be $59.97/mo, let me know if you need a contract. They do just in time contracting everywhere other than GA and PA so unless it's in one of those two you can write it and submit the app with your contract.

 

[jdeasy]

Dude, I got you beat...

Met with a lady with AARP TERM policy, showed her that she didn't even have a beneficiary on the Policy... Showed her how I could give her a policy that is Guaranteed Whole Life at a great price...

She showed me that she paid quarterly and wouldn't do anything for another 2 months...

I went back and she switched her old policy out, got the AARP/NYLife FE policy, showed me she got her benne taken care of, and told me she would rather pay $5 more For NY life because she trusted them/AARP and never heard of Royal Neighbors....


Dude, sometimes you just can't win...lol

Did you meet with this lady from a lead card? If not, how did you come to meet with her about ins?

 

[Agentguy5]

Did you meet with this lady from a lead card? If not, how did you come to meet with her about ins?

Yep, it was a lead card...

 

[gordon112]

Yep, it was a lead card...

Did you mention that RNA is an A rated society that have been in business for over 117 years? Did you mention that she would also be representing the local community chapter with an agent that is local supporting her local economy? Did you also mention that AARP doesn't have any local agents and that everything is done over the phone?

Did you also mention that the company was founded for women so that they could get equal rights and coverage under policies that didn't exist for them?

There is also all the member benefits that she can take advantage of as well.