AARP "GI" Underwritten by NYL

[lsalmans]

jdeasy,

Im not familiar with Vantis. Who are they? whats their scoop? sounds like a good GI plan? I just always use presidential for my GI so Im not familiar with anyone else. Thanks for the info.

 

[jdeasy]

jdeasy,

Im not familiar with Vantis. Who are they? whats their scoop? sounds like a good GI plan? I just always use presidential for my GI so Im not familiar with anyone else. Thanks for the info.

Presidential is just way too high and they are not a true GI.

Vantis is just another company. Brad Aden has a contracing offer in the offers section.

 

[lsalmans]

Not a true GI? I don't think there is a health question on Presidential. Presidential has problems though. They dont draft initial premiums and their terrible as processing or keeping you posted on case status.

I may have to get in touch with Brad. Do they advance by chance?

 

[360]

He's referring to Presidential not insuring those in any type of a health care facility, including nursing homes.

I do allow advancing at Vantis for the right type of agent.

 

[jdeasy]

Not a true GI? I don't think there is a health question on Presidential. Presidential has problems though. They dont draft initial premiums and their terrible as processing or keeping you posted on case status.

I may have to get in touch with Brad. Do they advance by chance?

Presidentail cannot be written on someone in a nursing home or in a hospital. That's not true GI.

I don't know if Vantis advances or not. I also don't think I would want advances on that type of business, but to each his own on that. Check out the offers section for info on Vantis.

 

[WinoBlues]

Not a true GI? I don't think there is a health question on Presidential. Presidential has problems though. They dont draft initial premiums and their terrible as processing or keeping you posted on case status.

I may have to get in touch with Brad. Do they advance by chance?

You may want to re consider advance with them. The 24 month charge back could really bite you.

 

[Todd King]

Windi,

Yes, she could get Presidential.

You say that you are "working on getting contracted with them", but Presidential doesn't even want to see your contract unless it has a new piece of business to go with it. Your upline should know this and should have told you.

Question is, can she GET Presidential? She's taking oxygen occasionally for her COPD and she is diagnosed Congestive heart failure. Those two things pretty much knock her out of most companies. Not to mention being overweight and diabetic. I don't know a thing about Presidential, only that we are working on getting contracted with them, but that could be weeks away yet. The only thing I could sell her 'tomorrow' is NGL, and I'd have to go through my upline (she's willing to write it and give me the commission though). And that is around $115 a month. Neither foresters or forethought will touch her, and that's the only other two I have.
- - - - - - - - - - - - - - - - - -
I did an online quote for Vantis, and it says she can get 15K for $77 a month with the Guaranteed Golden Life plan. Or 10K for $52. Does this sound right? If so, it's the best deal I've found so far. Might have to work on getting contracted with them as well.....

 

[lsalmans]

Yeah that is a big claw-back on commissions.
- - - - - - - - - - - - - - - - - -

Windi,

Yes, she could get Presidential.

You say that you are "working on getting contracted with them", but Presidential doesn't even want to see your contract unless it has a new piece of business to go with it. Your upline should know this and should have told you.

This is a great point. He just slammed your upline, but yet, he was so graceful and respectful about it.

 

[windi]

You say that you are "working on getting contracted with them", but Presidential doesn't even want to see your contract unless it has a new piece of business to go with it. Your upline should know this and should have told you.

This is the deal, I'm contracted with a financial agency, and I do the insurance through them. Without going into too many details, it's a good deal for both of us, even though I'm 'captive', I'm the only agent in the office who sells for them, I get referrals from them with their clients who need insurance, and I can then send referrals to them for financial planning. I have to contract through her and she goes through an FMO (don't know who, but it's who we have our foresters through) . The commish goes to her, and she takes her cut and I get the rest. I get to use the office, the phone, copier, fax, etc etc....without having to rent it. For me, it's a great deal. It's a win-win, but it's also a learning curve for both of us, since she only has contracts with Foresters and NGL (for financial planning purposes) and they've never had an in-office insurance person before......

Anyhow, we have been looking for several FE companies to contract with, and don't know much about any of them. It's interesting that you can't get contracted unless you already have an app......our FMO didn't mention this, will have to send that piece of info up.

Also, as far as commissions go, for GI, I'd rather get it 'as earned'...makes much more sense to me!


In other news, I called the lady today and she JUST got out of the hospital again. She told me to call her back next week. She sounded pretty rough.....

 

[Todd King]

Windi, If she is looking for FE contracts let her know she can contact me at any time.

This is the deal, I'm contracted with a financial agency, and I do the insurance through them. Without going into too many details, it's a good deal for both of us, even though I'm 'captive', I'm the only agent in the office who sells for them, I get referrals from them with their clients who need insurance, and I can then send referrals to them for financial planning. I have to contract through her and she goes through an FMO (don't know who, but it's who we have our foresters through) . The commish goes to her, and she takes her cut and I get the rest. I get to use the office, the phone, copier, fax, etc etc....without having to rent it. For me, it's a great deal. It's a win-win, but it's also a learning curve for both of us, since she only has contracts with Foresters and NGL (for financial planning purposes) and they've never had an in-office insurance person before......

Anyhow, we have been looking for several FE companies to contract with, and don't know much about any of them. It's interesting that you can't get contracted unless you already have an app......our FMO didn't mention this, will have to send that piece of info up.


In other news, I called the lady today and she JUST got out of the hospital again. She told me to call her back next week. She sounded pretty rough.....