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I know RNA and MON Life offer this benefit on the SIWL policy if the Insured is confined to a nursing home. Is thier any other Insurance companies that offer a SIWL policy offer this benefit on it as a rider?
AGLA has the best ABR around, but alas the product isn't simplified issue. Critical, or chronic life events trigger the accelerated benefit. I am selling it with mostly UL, but occasionally a term if a person is insistent.
"Life insurance you don't have to die to use."