AFLAC

[Baseball7]

Definitely not what I'm hearing unless something changed in the last 48 hours

 

[damadcrapper]

I still see it on their website so I assume this is bad intel - sorry.

 

[BibH]

I still don't see any rates. When's the product going live ?Is underwriting the exact same as Accendo's?

 

[Baseball7]

Accendo about 14% cheaper

 

[BibH]

Accendo about 14% cheaper

Lol that's in the lincoln Heritage /senior life price range . Accendo is middle of the road price already . No ss billing and super exp your asking to be replaced selling Aflac . Hard to believe streets only 113% on such an exp product . Fmo's got to be in 165-170% range . I don't see the rates on the quoter yet ?

 

[goillini52]

Accendo about 14% cheaper

I wouldn't touch AFLAC after their Med Supp fiasco, but why would anybody offer it instead of Accendo?

 

[Baseball7]

The overall compensation across the board is about 14% lower than an accendo. And no it's not as expensive as Lincoln Heritage that's just hogwash.

 

[BibH]

The overall compensation across the board is about 14% lower than an accendo. And no it's not as expensive as Lincoln Heritage that's just hogwash.

Just a fig of speech but it's still exp as hell .You sell that it'll be replaced fast . I can't see anyone selling it with the price and no niche over Accendo. I've seen you harp more than a few times how the price for fixed cost dm is skying . What are your agents paying for fixed cost fe leads approximately? Also I'm noticing a ground swell of agents and agency's moving from face to face to fe telesales . It seems many fmo's are having issues getting dm leads. They seem to be able to get tons of Facebook leads and clients fill in the appts . It feels like dm is slowly dieing due to cost , lower quality and reduced response rates .

 

[jdeasy]

Just a fig of speech but it's still exp as hell .You sell that it'll be replaced fast . I can't see anyone selling it with the price and no niche over Accendo. I've seen you harp more than a few times how the price for fixed cost dm is skying . What are your agents paying for fixed cost fe leads approximately? Also I'm noticing a ground swell of agents and agency's moving from face to face to fe telesales . It seems many fmo's are having issues getting dm leads. They seem to be able to get tons of Facebook leads and clients fill in the appts . It feels like dm is slowly dieing due to cost , lower quality and reduced response rates .

I'm in my 14th year of FE focused sales. I've been hearing that same story for those whole 14 years. maybe, hopefully, you will be right this time.

But I'm not seeing what you are seeing. I do see agents going to telesales and then rushing back to face to face or going to telesales as their last stop out of the business.

I suppose chicken little will be right eventually?

 

[Baseball7]

Just a fig of speech but it's still exp as hell

70 F pref $15k $85/m

Amam golden solutions $86
Prosperity $88
Oxford $90

pricing for accendo is mid pack, aflac will be even better.