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So you actually considered this?
Who wouldn't in that situation. The fact he realized how difficult it would be and how small the reward would be meant that the bank had good safeguards in place. Not to mention DHK's own ethics and morals would stop him even if he was so inclined. Day after day with all that money around, it is just a natural thought.
I always remember a story my cousin told me. His wife use to work at a bank in Las Vegas some years ago. One day one of her co-workers came to her and asked if she had ever seen a billion dollars before. Of course she said no, so they walked out to the loading dock and there it was, palletted and shrink wrapped to be send to the Fed. I'm sure there were plenty of armed guards as well.
I'm sure it crossed many people's minds how to get that money, but that doesn't mean they were serious, just a thought they had.