AIG New Rate Card

Other owners is a 1 in a 2,000 situation. Get direct express right or don't take it.

I have not written a direct express in a couple of years. Since the last one lapsed. I have written DE insureds but someone else is the owner and or payor.
Other than the insured owners (SIWL) are pretty common for me. A lot of times it is the adult child that is asking me to quote the mom, dad, loser brother or baby making single sister or daughter. Then you have , at least in CA, the MediCal / Cash Values issue.

Billing with AIG is a problem as well for me. Having an EApp is a big help.

Different client bases I guess. * Not an FE agent. I do sell SIWL though.
 
From the ages I compared, it puts them on an even par with Gerber so they aren't out of line with the rates.

But, but, if they do not fit SNL Graded. AIG pays more than Gerber. For me anyway.

And if the higher face amounts are higher rate increases. That is a win. The fly in that are lower cost non independent agent products.
 
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