I am an independent agent and replaced the last policy I had with Allstate in February and I had to file a complaint with the Georgia Insurance Commissioner. The policy expired in February but they kept the policy in force and billed the insured for $200 after the policy expired and when the insured didn't pay they turned him over to a collection agency. I sent the new declaration page of the policy twice and asked Allstate to stop collection efforts. They ignored my request but when the Insurance Commissioner ordered them to stop trying to collect the premium due after the expiration, they complied. Never again will I do business with Allstate.