AM AM as a Go To???

[rousemark]

I have bee seeing people saying they are using Am AM as their GoTo company. What am I missing? Their premiums are more or less mid range and from looking at the app, it does not seem like they are lenient as many companies and have few niche areas. Please enlighten me.

 

[Baseball7]

Easiest company to sell, totally usefully Modified plan, ssb, top comp and great marketing material.

 

[noah]

Easiest company to sell, totally usefully Modified plan, ssb, top comp and great marketing material.

What is their best UW use for immediate and modified ?

 

[Baseball7]

Insulin + asthma
Lowest tobacco rates
Heart meds liberal

 

[noah]

Insulin + asthma
Lowest tobacco rates
Heart meds liberal

The would not take nitro over 2 years level,only rop.

Had to use Trans for preferred.

Good T rates.

What about A fib ?

 

[Baseball7]

Nitro is level 3+ yrs
Afib ...level

 

[noah]

Nitro is level 3+ yrs
Afib ...level

Did a risk assessment with UW a few days ago and was told rop,nitro considered treatment ?

Easy E app.

Changes accepted over the phone with agent service

 

[myinsurebiz]

I have bee seeing people saying they are using Am AM as their GoTo company. What am I missing? Their premiums are more or less mid range and from looking at the app, it does not seem like they are lenient as many companies and have few niche areas. Please enlighten me.

We lead with AmAm [ easy eapp with email or voice sig ] - write app on day 1, Issued on Day 2 and Agent paid on Day 3 [ in most cases ]. Great Tobacco rates - especially Males. Plus - AmAm has easy Term process.

2nd is Prosperity, then use RNA, LBL and GW where needed. NW for GI.

We are 100% telesales. Call Center opening in mid January.

 

[rousemark]

Insulin + asthma
Lowest tobacco rates
Heart meds liberal

Just checked the Tobacco rates against SNL and often SNL's were lower.. especially on males.

 

[BibH]

I love am am . Great service and they take agent changes on the phone.An agent can even change an account on the phone as long as the same bank. As someone said E-App is great. What I really love is their web site . You can scan your whole book of business in seconds and see all the pay to dates , I don't use for ages 50-60 as rates 15-20% above Trinity .They take more underwriting niches than snl and comp 10-20% higher than snl plus better renewals depending on your contract.They don't take insulin and neuropathy.