American Home Life, Baltimore Life, American Amicable, AIG, Cica, Liberty Bankers, and MOO

[MedicareMutt]

But they don't want you in their house ... you forgot to mention Lincoln Heritage and their "guardians" horse sheet ... you ain't go'n replace my American Amicable ...

 

[jdeasy]

But they don't want you in their house ... you forgot to mention Lincoln Heritage and their "guardians" horse sheet ...

They do want me in their house. I get thanked every day for helping people in person. They are so sick of telemarketing phonies.

 

[MedicareMutt]

They do want me in their house. I get thanked every day for helping people in person. They are so sick of telemarketing phonies.

Some yes ... some like the convenience of calling from their home ... in bound calls are not considered telemarketing.

 

[Rick Lee]

If a LH victim lets me in, when I leave, they thank me profusely. Some of them drink the Kool Aid and I can't close them. But I've been called a scammer before because I was able to get the woman 3x the face amount for the same price she was paying LH. That's how ridiculous their prices are. (BTW, I still closed that woman.) I replace telesales policies all the time. They're easy to replace. Last week a new $451/mo customer called and asked me to come over and re-explain everything to her. She hadn't gotten her policies in the mail yet. So I dropped everything, printed the policies out and rode my motorcycle over there. Turns out she used to ride with the Hell's Angels in CA back in the day. See if a telesales agent can conserve a deal like that.

 

[jdeasy]

Some yes ... some like the convenience of calling from their home ... in bound calls are not considered telemarketing.

And just how much FE have you written?

 

[jdeasy]

And just how much FE have you written? From those inbound FE calls?

 

[MedicareMutt]

And just how much FE have you written?

I wrote A.I.L ... 25 years ago for 6 mos ..? Did you at least wear a helmet while on your mini bike ..? I agree L.H. is horrible ...

 

[Rick Lee]

AIL is worse than LH. LH will roll over when you cancel/replace one of their policies. And anyone can easily beat AIL. They will pretend to have never received the surrender form (their own), then send it to APL and then claim the cash value is depleted. I've had to file two DOI complaints against them for that BS. They paid up immediately. They are a RICO operation.

 

[DonP]

So cica's changes and Trans new products have been out a 2-3 months . Is Trans issuing any of the tough ailments or was it all bs ? How about cica ? Are they still issuing the Chf and oxygen level ? Are they turning a lot of things down ?

 

[noah]

So cica's changes and Trans new products have been out a 2-3 months . Is Trans issuing any of the tough ailments or was it all bs ? How about cica ? Are they still issuing the Chf and oxygen level ? Are they turning a lot of things down ?

I've tried to use CICA several times,got a couple tough ones approved Standard. One had diabetic neuropathy and COPD.

Had a few that had birthdays within 10 days of the app. Get an error message telling me I can't go any further preventing business. Stops right there and says I need to submit after their birthday.

What the hell is that all about?

Do you go back after the birthday?

Pivot the your GI carrier?