American Home Life, Baltimore Life, American Amicable, AIG, Cica, Liberty Bankers, and MOO

[MedicareMutt]

Haven't started that yet ... sounds like the AA plans aren't that bad a deal for people ... compared to many others ...

 

[jdeasy]

I've tried to use CICA several times,got a couple tough ones approved Standard. One had diabetic neuropathy and COPD.

Had a few that had birthdays within 10 days of the app. Get an error message telling me I can't go any further preventing business. Stops right there and says I need to submit after their birthday.

What the hell is that all about?

Do you go back after the birthday?

Pivot the your GI carrier?

They are supposed to fixing that but they haven't. Write it after their birthday or make it effective before their birthday.

 

[noah]

How the hell you know when their birthday day is when you're deciding they are the right fit f2f?

You can't even proceed through the app and store the information and send it in after the birthday.

You driving back out there hoping they haven't changed their mind ?

Dumbest e app I have seen so far.

 

[jdeasy]

How the hell you know when their birthday day is when you're deciding they are the right fit f2f?

You can't even proceed through the app and store the information and send it in after the birthday.

You driving back out there hoping they haven't changed their mind ?

Dumbest e app I have seen so far.

I haven't had that problem. How do I know when their birthday is? I ask them.

 

[noah]

I haven't had that problem. How do I know when their birthday is? I ask them.

I just recently got contracted,It's come up 2-3 times when they were the right fit.
I been told Just in Time" process won't let you write it because there is no way to guarantee that the state DOI will create your appointment prior to the client's birthday and I write business in 3 different states.

If this happens to you are you setting up a go back or writing GI on the spot?

 

[jdeasy]

I just recently got contracted,It's come up 2-3 times when they were the right fit.
I been told Just in Time" process won't let you write it because there is no way to guarantee that the state DOI will create your appointment prior to the client's birthday and I write business in 3 different states.

If this happens to you are you setting up a go back or writing GI on the spot?

I don't write GI.

I put the draft before their birthday or I wait until after their birthday to write it.

 

[noah]

So you're going to make another trip when they don't have any money in the bank to pay for it before their birthday.


Cool .

 

[jdeasy]

So you're going to make another trip when they don't have any money in the bank to pay for it before their birthday.


Cool .

If I need to, yes. Rarely is that needed.

There is a work around. But I think it's only for FEX agents.

 

[noah]

If I need to, yes. Rarely is that needed.

If CICA doesn't go Standard and nobody else will be offering level,you walk ?

 

[DonP]

Nobody answered about Trans . They taking oxygen , Chf ,kidney failure ? . The drafting is horrid at cica .