American Home Life, Topeka KS

[pcbinsurance]

Does anyone use these guys? I received an email today. Here are some details:

WHO IS AMERICAN HOME LIFE?

American Home Life is a fully independent, 106 year old Mutual life insurance company. AHL provides life insurance solutions to the middle market through a comprehensive product portfolio including participating and non-participating low cost whole life, guaranteed convertible term, final expense, annuities and more!

What Makes American Home Life Different?

All Calls Answered By A Live Receptionist
Talk To Underwriters Directly
Great First Year & Renewal Commissions
50% Commission Increase On Rated Cases!
One Of A Kind Private Incentive Trip - Just 30k To Qualify - SEE BELOW!
More!
Product Highlights

Final Expense

120% Street Level Contract + Quarterly & Monthly Bonuses!
Generous Lead Financing With Proven Production Track Record
5 Minute Telephone Interview - Get Yes/No WITHOUT The Hassle
Draft On Social Security Dates
Mobile & Ipad Pre-calculated Rates For Easy Access
Electronic Application Available
Special Reinstatement Options To Boost Persistency
Pay On Approval Coming Soon
Participating American Whole Life Plan

$5,000 Face Amount Minimum
Advanced Premium Deposit Fund - Earn 3%-4% On 20 X Annual Premium!
Plenty of Riders - ADB,GIB, CTIB, ABR & MORE!
Low Cost Non-Participating Value Whole Life Plan

A Simple, Straight-Forward Product
Guarantees, Guarantees, Guarantees!
Excellent Value
Great For Replacing Universal Life
Sample Illustration - Click To See!
NovaTerm Plan

10, 15, 20, 30 Year Term Plans
Numerous Classes Incuding: Preferred Tobacco, Preferred Non-Tobacco, Super-Preferred Non-Tobacco & More
Convertible Until Age 70
Convert To ANY Whole Life Plan


ONE OF A KIND INCENTIVE TRIP!

With just 30,000 of annualized life premium in 2015, you can qualify to plan your own vacation at American Home Life's Million Dollar Vacation Home on Amelia Island, just outside of sunny Jacksonville, Florida. Amelia Island boasts a wonderful year-round climate with an infinite number of entertainment options.

Advantages of AHL's trip VS other incentive trips include:

Take Who You Want – Family, Friends, Prospective Clients Etc!
Pick The Dates You Want – Get Away When It Works For You!
Do What You Want – No Meetings, Dinners, Excursions etc; This Is YOUR TRIP!
Complimentary Airport to Doorstep Limo Service – Zero Stress!
Free Courtesy Car Provided (2014 SUV)!
Extra Spending $CASH$ Provided!
Airfare Included!

 

[JimmyUt]

Does anyone use these guys? I received an email today. Here are some details:

WHO IS AMERICAN HOME LIFE?

American Home Life is a fully independent, 106 year old Mutual life insurance company. AHL provides life insurance solutions to the middle market through a comprehensive product portfolio including participating and non-participating low cost whole life, guaranteed convertible term, final expense, annuities and more!

What Makes American Home Life Different?

All Calls Answered By A Live Receptionist
Talk To Underwriters Directly
Great First Year & Renewal Commissions
50% Commission Increase On Rated Cases!
One Of A Kind Private Incentive Trip - Just 30k To Qualify - SEE BELOW!
More!
Product Highlights

Final Expense

120% Street Level Contract + Quarterly & Monthly Bonuses!
Generous Lead Financing With Proven Production Track Record
5 Minute Telephone Interview - Get Yes/No WITHOUT The Hassle
Draft On Social Security Dates
Mobile & Ipad Pre-calculated Rates For Easy Access
Electronic Application Available
Special Reinstatement Options To Boost Persistency
Pay On Approval Coming Soon
Participating American Whole Life Plan

$5,000 Face Amount Minimum
Advanced Premium Deposit Fund - Earn 3%-4% On 20 X Annual Premium!
Plenty of Riders - ADB,GIB, CTIB, ABR & MORE!
Low Cost Non-Participating Value Whole Life Plan

A Simple, Straight-Forward Product
Guarantees, Guarantees, Guarantees!
Excellent Value
Great For Replacing Universal Life
Sample Illustration - Click To See!
NovaTerm Plan

10, 15, 20, 30 Year Term Plans
Numerous Classes Incuding: Preferred Tobacco, Preferred Non-Tobacco, Super-Preferred Non-Tobacco & More
Convertible Until Age 70
Convert To ANY Whole Life Plan

ONE OF A KIND INCENTIVE TRIP!

With just 30,000 of annualized life premium in 2015, you can qualify to plan your own vacation at American Home Life's Million Dollar Vacation Home on Amelia Island, just outside of sunny Jacksonville, Florida. Amelia Island boasts a wonderful year-round climate with an infinite number of entertainment options.

Advantages of AHL's trip VS other incentive trips include:

Take Who You Want – Family, Friends, Prospective Clients Etc!
Pick The Dates You Want – Get Away When It Works For You!
Do What You Want – No Meetings, Dinners, Excursions etc; This Is YOUR TRIP!
Complimentary Airport to Doorstep Limo Service – Zero Stress!
Free Courtesy Car Provided (2014 SUV)!
Extra Spending $CASH$ Provided!
Airfare Included!

I would love to see underwriting and premiums. What states are they in?

 

[pcbinsurance]

Not in Utah,Kentucky, GA and all NE States.

American Home Life Insurance - Locations

 

[JimmyUt]

American Home Life Insurance - Locations

No Utah.......... oh well

 

[rousemark]

Product wise does not seem to be anything special.. Lower mid range FE premiums. Order APS on all 20K+ applications. Graded is better than most 50% YR 1, 75% Yr 2, 100% YR 3+.

 

[indiana260]

Does anyone use these guys? I received an email today. Here are some details:

WHO IS AMERICAN HOME LIFE?

American Home Life is a fully independent, 106 year old Mutual life insurance company. AHL provides life insurance solutions to the middle market through a comprehensive product portfolio including participating and non-participating low cost whole life, guaranteed convertible term, final expense, annuities and more!

What Makes American Home Life Different?

All Calls Answered By A Live Receptionist
Talk To Underwriters Directly
Great First Year & Renewal Commissions
50% Commission Increase On Rated Cases!
One Of A Kind Private Incentive Trip - Just 30k To Qualify - SEE BELOW!
More!
Product Highlights

Final Expense

120% Street Level Contract + Quarterly & Monthly Bonuses!
Generous Lead Financing With Proven Production Track Record
5 Minute Telephone Interview - Get Yes/No WITHOUT The Hassle
Draft On Social Security Dates
Mobile & Ipad Pre-calculated Rates For Easy Access
Electronic Application Available
Special Reinstatement Options To Boost Persistency
Pay On Approval Coming Soon
Participating American Whole Life Plan

$5,000 Face Amount Minimum
Advanced Premium Deposit Fund - Earn 3%-4% On 20 X Annual Premium!
Plenty of Riders - ADB,GIB, CTIB, ABR & MORE!
Low Cost Non-Participating Value Whole Life Plan

A Simple, Straight-Forward Product
Guarantees, Guarantees, Guarantees!
Excellent Value
Great For Replacing Universal Life
Sample Illustration - Click To See!
NovaTerm Plan

10, 15, 20, 30 Year Term Plans
Numerous Classes Incuding: Preferred Tobacco, Preferred Non-Tobacco, Super-Preferred Non-Tobacco & More
Convertible Until Age 70
Convert To ANY Whole Life Plan

ONE OF A KIND INCENTIVE TRIP!

With just 30,000 of annualized life premium in 2015, you can qualify to plan your own vacation at American Home Life's Million Dollar Vacation Home on Amelia Island, just outside of sunny Jacksonville, Florida. Amelia Island boasts a wonderful year-round climate with an infinite number of entertainment options.

Advantages of AHL's trip VS other incentive trips include:

Take Who You Want – Family, Friends, Prospective Clients Etc!
Pick The Dates You Want – Get Away When It Works For You!
Do What You Want – No Meetings, Dinners, Excursions etc; This Is YOUR TRIP!
Complimentary Airport to Doorstep Limo Service – Zero Stress!
Free Courtesy Car Provided (2014 SUV)!
Extra Spending $CASH$ Provided!
Airfare Included!

I contracted with them last year. I never wrote anything.
I had hough hopes but the aps threw me for a loop.
They don't want anyone with diabetes for over ten years. They don't want smokers.
They are an age nearest company so some times rates aren't what they appear.

The positives are they are honest in what they tell you. They really didn't try to spin anything. They have pretty good contracts. They have the small company feel. I was on a first name basis and never wrote anything.
They have a condo and suv on am island off Florida coast. I think it only took 40k to get a trip for a week. You pick the date and take a many as you want.

 

[Jerard]

I contracted with them last year. I never wrote anything.
I had hough hopes but the aps threw me for a loop.
They don't want anyone with diabetes for over ten years. They don't want smokers.
They are an age nearest company so some times rates aren't what they appear.

The positives are they are honest in what they tell you. They really didn't try to spin anything. They have pretty good contracts. They have the small company feel. I was on a first name basis and never wrote anything.
They have a condo and suv on am island off Florida coast. I think it only took 40k to get a trip for a week. You pick the date and take a many as you want.

I hate "age nearest" companies. I'm too dang old to remember how to count backwards.

 

[WinoBlues]

I hate "age nearest" companies. I'm too dang old to remember how to count backwards.

That's what I try to tell them! So then they make me (try) to walk a straight line and blow in this straw thingy.

 

[Gooner]

That's what I try to tell them! So then they make me (try) to walk a straight line and blow in this straw thingy.

You sure it was a straw 'thingy' and not just a thingy

 

[mbiallas]

Come on. Let's hear from someone that has actually used them.