Americo rates

[rousemark]

90% in 6 years....then nothing. About 1/2 what you'd get from other carriers.

That is only if you add the Legacy.. Without it, it is only 60% over 6 years. SL has more ways to reduce an agents commission than any company I have seen. No Legacy? reduce 1st year by approximately 1/3 and no renewal commissions. Persistency less than 67% No renewals. Policy does not pay 5th month? 100% commission chargeback.

 

[Jccwell]

Got a 69 yr old female smoker that wants 25M. Had tongue cancer 4 yrs ago.
ToolKit says she's ok..... Thoughts?

That's level for most FE products.

 

[goillini52]

Just curious. Did you use their new e-app? I haven't used it yet. Simple?

Yes, went smoothly. I called an hour later to see if they got it and they had. I've seen several agents complain about agent interaction with Lifeshield, but I've had no problems after calling 4 times.

 

[rousemark]

Got a 69 yr old female smoker that wants 25M. Had tongue cancer 4 yrs ago.
ToolKit says she's ok..... Thoughts?

Mountain Life $132.45

 

[Baseball7]

Mountain Life $132.45

Fun little company we have too

 

[rousemark]

Fun little company we have too

Yeah.. Especially good fo smokers on the ROP plan.. I don't mention them much on here as I would hate to see them put on a bunch of new agents that would drag them down..

 

[DayTimer]

SL has more ways to reduce an agents commission than any company I have seen. No Legacy? reduce 1st year by approximately 1/3 and no renewal commissions. Persistency less than 67% No renewals. Policy does not pay 5th month? 100% commission chargeback.

No sooner do I post elsewhere that my opinion of SL has improved over the years then I see this and its right back in the crapper.