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I have run into a few Americo policies recently. Some had competitive rates. Anybody now what a 60 yr old Male, NT, no meds would run per month for a $10.000 policy. Credit card payment?
the $52.16, is that tobacco or none. My guy is not a smoker. Hey Jd, hope things are going well for you.. He claims 10K = $44 per month.
452.16
lol...wut? How many lifetime smokers do you know are going to quit anytime soon? I'm guessing those get replaced a lot when the rates get jacked up.They only have non smoker rates. If the person is a non smoker they keep the rate. If they are a smoker they have to quit to keep the rate.
lol...wut? How many lifetime smokers do you know are going to quit anytime soon? I'm guessing those get replaced a lot when the rates get jacked up.
lol...wut? How many lifetime smokers do you know are going to quit anytime soon? I'm guessing those get replaced a lot when the rates get jacked up.
CNA had a term version of this.
As I recall the rates beat most smoker rates. May have been 5 year adjustment. Then the rates went through the roof.
I wrote two. Husband and wife adamant that was what they wanted. Signed the illustration where I outlined the rate increase.
Welp, the 3 or 5 years expired. He was screaming and cussing. Called the Company, threatened to sue. I sent him a copy of the signed illustration with his license on top. Finally took the urine test. Positive. More cussing and screaming.
Oh, BTW, he now was on insulin and had copd. I passed him onto a FE guy I knew. Life is to short.
I asked her if she wanted some recommendations of other agents? She said no. I told her good luck. Never heard from her again.