Annual RX Maximums

[somarco]

Not all cancer drugs are administered in a clinic or docs office, only the infusion therapy drugs.

It's not just cancer drugs that can run high. Some of the RA and MS drugs can run $2k per month. Pain meds can easily top $500/mo.

 

[Crabcake Johnny]

My buddy was on expensive outpatient meds to counteract the effects of chemo. They were designed to boost his white cell count. Cancer isn't just about chemo.

 

[taterpeeler]

Not all cancer drugs are administered in a clinic or docs office, only the infusion therapy drugs.

It's not just cancer drugs that can run high. Some of the RA and MS drugs can run $2k per month. Pain meds can easily top $500/mo.

Correct... and don't forget tallywacker drugs are about 10 bucks a throw... that could be over 300 a month, or go online using one of the 50 spam emails i get and get it for 3 bucks a pop

 

[somarco]

10 bucks a throw... that could be over 300 a month

Or for some of us, every 6 months . . .

 

[arnguy]

Correct... and don't forget tallywacker drugs are about 10 bucks a throw... that could be over 300 a month, or go online using one of the 50 spam emails i get and get it for 3 bucks a pop

Every day of the month?

 

[Phillip Arnn]

Let me re-ask my second question,
The subject of ancillary products has been discussed several times but I will raise it again in a new environment. With RX caps of $5k & $10k is it a good idea to offer a CI plan to augment the major medical plan?
Phil

 

[YouGotMyMoney]

Let me re-ask my second question,
The subject of ancillary products has been discussed several times but I will raise it again in a new environment. With RX caps of $5k & $10k is it a good idea to offer a CI plan to augment the major medical plan?
Phil

Good idea for an agent to make more money.

As to the Consumer's POV, that remains to be seen.

According to past discussions about this topic, it seems like Somarco/Moonlight/HealthAgent don't feel like it's a good idea....and since they all know what they are doing, I'll defer to them.

 

[somarco]

If you have a GOOD, comprehensive major med plan there is no need for ancillary coverage. But if the plan has an Rx limit, I can see the argument in favor of a GOOD CI plan.

My experience is ancillary products are difficult to sell over the phone but maybe that is just me. I have sold a few but they don't stick.

 

[taterpeeler]

If you have a GOOD, comprehensive major med plan there is no need for ancillary coverage. But if the plan has an Rx limit, I can see the argument in favor of a GOOD CI plan.

My experience is ancillary products are difficult to sell over the phone but maybe that is just me. I have sold a few but they don't stick.

10/4. Goodie buddie

 

[Phillip Arnn]

"...more money...", I assure you that was not in my reasoning.

"They don't stick", ""10/4...", Those are the voices from experience I was looking for. In TX BCBS is cheap and with an add-on CI it would still be reasonable. But, if you can't get the client to see the value and the reason to keep it, then it is wasted time.