Anthem Blue Cross - Billing & Deductibles

[Dave020]

Dave what foes pcip stand for?? They will taker her if is pregnant and never had health ins before??

Pre-Existing Conditions Insurance Progam. California runs it's own version separate from the federal PCIP. As long as she has not had any health insurance coverage in the six months prior to applying for PCIP they will enroll her.

She will need to obtain a denial letter (use Anthem Blue Cross Program Request Form) and complete both the MRMIP and PCIP applications and mail all of that with a check to PCIP for 1st month's premium to the MRMIB address on the PCIP supplemental application. Use the forms on my site.

MRMIP/PCIP California

 

[Sales71]

PCIP - Pre-existing Condition Insurance Plan - Home

Thank u very much. Although I am in the ins biz not an expert on all type.

 

[Soaringagent]

Thanks. Anyone familiar with the Tonik programs or Anthem Blue Cross vs. others... I'm considering this or Kaiser. Kaiser has higher rates but no deductible.

DO you prefer to have a PPO or HMO plan?

That's the question.

 

[GreenSky]

DO you prefer to have a PPO or HMO plan?

That's the question.

No, the actual question is why respond to what is obviously a "dead" thread.

The OP had no insurance 6 weeks ago and got some great advice from Dave. If he hasn't applied by now, he doesn't need more advice.

Rick

 

[HarryDent]

You are okay with the generic only prescription benefit?

Don't answer now. Wait until you need $500/mo for life saving brand name medication.

Rick

I learned this fact the hard way. Don't overlook the importance of Rx coverage.

 

[djs]

Hi Dave I have a client that pregnant about 4 month no ins do u have a provider for her. I can send her to u if u can get her ins.

If this is in California, check out AIM (aid for infants and mothers). Welcome to the California Access for Infants and Mothers Program I don't think you'll get paid for this program, but its a GREAT program for expectant mothers, if you can qualify.

It's much better than any MRMIP or PCIP plan for the time you are eligible for it.

Just followup after the delivery to write a real healthplan.

Dan

 

[Sales71]

I have blue cross pop for myself it's a nice low cost plan.

 

[GreenSky]

I have blue cross pop for myself it's a nice low cost plan.

I've only been in the industry since 1977 so I might be a bit new at this, but what's a POP health insurance policy?

Rick

 

[Dave020]

POP = Point of Pickiness. This is a special policy similar to a PPO plan where the carrier's claims department decides on a claim-by-claim basis whether to cover it or not.

Oh, wait, isn't that how regular heal.....oh, nevermind.

 

[Sales71]

U guys are funny. LOL