Anthem Was Hacked

[AllenChicago]

Lifelock doesn't stop anything, they don't even claim to. They find identity theft early, and use the same channels available to anyone to rectify it. This is why so many people aren't happy, they expect it to prevent the theft, not help pick up the pieces.

What good is it? $1m insurance policy to cover expenses related to cleaning up after identity theft (everything from document and lawyer fees, to child care and lost wages while you're in court fighting to prove you really are you.) Most of the time, you don't need any of that.

So..does today's announcement from Anthem mean anything at this point?

"Anthem Inc., announced Wednesday afternoon that it would begin offering identity theft services to current and former customers, effective Friday."

Story: Anthem to offer identity theft protection starting Friday - St. Louis Business Journal
ac

 

[somarco]

Lifelock can prevent new lines of credit being opened. It also monitors "suspicious activity" at your bank, credit and investment accounts.

Not really anything you can't do yourself. Lifelock is a passive monitoring service that can save you the time from checking everything you have on a daily basis.

Lifelock will not monitor and notify you if someone tries to file a fraudulent health insurance claim.

 

[RayNY]

It's purely a PR move, have to look like you're doing something to "fix" it.

IMO, it's pretty close to telling someone "I know you were robbed, and they got away with it, but rest assured we'll notify you when they pawn it."

They're notifying you after the thief opens the account, not preventing the opening, and certainly not preventing the theft.

 

[AllenChicago]

Lifelock can prevent new lines of credit being opened. It also monitors "suspicious activity" at your bank, credit and investment accounts.

Not really anything you can't do yourself. Lifelock is a passive monitoring service that can save you the time from checking everything you have on a daily basis.

Lifelock will not monitor and notify you if someone tries to file a fraudulent health insurance claim.

Thank-you Somarco and Ray for clarifying. I was under the incorrect impression that ID Theft Insurance was just that....insurance. Instead, it's just a nanny service, for the most part.

Good overview article: Should You Buy Identity Theft Insurance? - US News

I have a Citi credit card that purports to "defend" against identity theft. All it does is annoy me with an e-mail and a text msg every time I use it. If they start charging for this "service", I'm opting out.
ac

 

[ctg]

Per Anthem (if you haven't already seen):

The free identity protection services provided by Anthem include two years of:
• Identity Repair Assistance: Should a member experience fraud, an investigator will do the work to recover financial losses, restore the member's credit, and ensure the member's identity is returned to its proper condition. This assistance will cover any fraud that has occurred since the incident first began.
• Credit Monitoring: At no cost, members may also enroll in additional protections, including credit monitoring. Credit monitoring alerts consumers when banks and creditors use their identity to open new credit accounts.
• Child Identity Protection: Child-specific identity protection services will also be offered to any members with children insured through their Anthem plan.
• Identity theft insurance: For individuals who enroll, the company has arranged for $1,000,000 in identity theft insurance, where allowed by law.
• Identity theft monitoring/fraud detection: For members who enroll, data such as credit card numbers, social security numbers and emails will be scanned against aggregated data sources maintained by top security researchers that contain stolen and compromised individual data, in order to look for any indication that the members' data has been compromised.
• Phone Alerts: Individuals who register for this service and provide their contact information will receive an alert when there is a notification from a credit bureau, or when it appears from identity theft monitoring activities that the individual's identity may be compromised

 

[RayNY]

• Identity theft monitoring/fraud detection: For members who enroll, data such as credit card numbers, social security numbers and emails will be scanned against aggregated data sources maintained by top security researchers that contain stolen and compromised individual data, in order to look for any indication that the members' data has been compromised.

The company that just lost all of their data now wants your e-mail and credit card numbers as well, so they can send them to another company and see if they're stolen already.

They won't lose it this time, pinky promise.

 

[GreenSky]

The company that just lost all of their data now wants your e-mail and credit card numbers as well, so they can send them to another company and see if they're stolen already.

They won't lose it this time, pinky promise.

Why is it that obamacrap.gov didn't do this for all their security breeches?

Rick

 

[sshafran]

Why is it that obamacrap.gov didn't do this for all their security breeches?

Rick

You're mistaken.

Obamacrap.gov is a perfect, efficient, secure godsend, helping "underprivileged" obtain life-saving free insurance.

And it's good for the taxpayers! And the economy! And the environment!!!

Don't question perfection....

 

[AllenChicago]

Wednesday February 25, 2015

The huge scope of this Anthem hack-breach is now coming to light. Almost 79 million Anthem and Non-Anthem customers, going back 10 years, were compromised.

Latest Update: Anthem: Non-customers may have been hit by hack - CNET

I've been wondering why our (non-Anthem) Blue Cross Blue Shield of Illinois website keeps floating Anthem breach updates across the front page. Now I know.. BCBSIL revealed today that up to 112,000 of their customers were accessed by the hackers as well.
ac

 

[Yagents]

Anyone on blue who used an out of state anthem provider is at risk