I write several of these per year and just looked at the IHC STM Application. They do not accept anyone who has Diabetes in any form. See Question #6 on the app.
This potential client is better off waiting just 4 more months and he'll have access to an ObamaCare Guaranteed Acceptance major medical policy, assuming that he's a U.S. citizen who is not in prison.
-ac
Lol It all depends on state so I didnt provide a certain carrier... but I know for a fact that assurant health will do a regular major med standard issue for a type 2 ...and if he is on met formin its free at publix.. [btw] or he can do a fixed benefit plan through Manhattan. .there are many other options. .
Somarco..there is always a plan for for someone.. I just dont go shootin in the
dark...feel free to message me too.! Im an open book! And like many agents if I can make a new business partner by a one on one convo.. im all for it..