Any W/L or U/L Carriers W/no Paramed on Ages 50+?

[Tahoe Ray]

Colonial Penn has a guaranteed issue policy for people 50+. They advertise on TV all the time (mostly during shows like The Price is Right ). MetLife is another option.

For standard WL or UL, non-med, over age 50? Besides their external conversion program, I'm not familiar with Met offering this...do you have any more information on it?

 

[Tahoe Ray]

Go check out the MetLife website. I would post the link but I don't have enough posts yet! Even better, you only have to be 45 to purchase it!

That's their final expense insurance. I believe that the OP was looking for traditional WL and UL policies which to my knowledge, at Metlife, are all fully underwritten.

With Principal's new program, I just wanted to make sure that I wasn't missing something...

 

[rousemark]

Then I misunderstood one of Newby's post. So you could have RNA at EFES and 5Star with FEX and be included in all the website and calls? Again, that is why I suggested he talk to one of you.

You can outside contracts but you have to sign a blood oath not to reveal the nature of the monkey dust that is sprinkled about during the calls..

 

[WinoBlues]

You can outside contracts but you have to sign a blood oath not to reveal the nature of the monkey dust that is sprinkled about during the calls..

I knew it had something to do with some bodily fluid ritual and monkey ah,,, dust?

 

[rousemark]

I knew it had something to do with some bodily fluid ritual and monkey ah,,, dust?

Oh, I almost forgot.. You also have to burn a LH app to cinders in your bare hand... After all that, if you violate the oath, the forum will never hear from you again.. Of, course it is just a rumor that an FE mafia exists..

 

[dward]

That's their final expense insurance. I believe that the OP was looking for traditional WL and UL policies which to my knowledge, at Metlife, are all fully underwritten.

With Principal's new program, I just wanted to make sure that I wasn't missing something...

We have done one so far with Principal. Last week. The worst thing that can happen is they will ask the client to complete a paramed exam if something is "off". This happened on our case and once they had it, the client was approved at best rates very quickly. I really think this can be a game changer for healthy folks. Hope to do more of it. Shoot me a message and I will send you the materials.

 

[Tahoe Ray]

We have done one so far with Principal. Last week. The worst thing that can happen is they will ask the client to complete a paramed exam if something is "off". This happened on our case and once they had it, the client was approved at best rates very quickly. I really think this can be a game changer for healthy folks. Hope to do more of it. Shoot me a message and I will send you the materials.

Thanks for the offer but I've already done a few as well. (It is a solid program)

The other poster had mentioned Met and I wasn't aware of them having something similar. Turns out they don't.

 

[WinoBlues]

We have done one so far with Principal. Last week. The worst thing that can happen is they will ask the client to complete a paramed exam if something is "off". This happened on our case and once they had it, the client was approved at best rates very quickly. I really think this can be a game changer for healthy folks. Hope to do more of it. Shoot me a message and I will send you the materials.

I think all the non med offers out there are a game changer as well. Add those to the technologies we have now compared to when I started and this is almost to easy. We were rocking if we had a 3" binder and a roll of dimes(yeah I am old) for the phone booth.

 

[Tahoe Ray]

I think all the non med offers out there are a game changer as well. Add those to the technologies we have now compared to when I started and this is almost to easy. We were rocking if we had a 3" binder and a roll of dimes(yeah I am old) for the phone booth.

Don't forget about your Thomas guide...

 

[dward]

I think all the non med offers out there are a game changer as well. Add those to the technologies we have now compared to when I started and this is almost to easy. We were rocking if we had a 3" binder and a roll of dimes(yeah I am old) for the phone booth.

100% agree...

Man that thing is thick!